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Best Of
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Re: From accumulation to de-accumulation?
As we've aged, our spending has changed. We now spend less on fun and more on necessities - help around the home; taxis instead of driving our own car; paying others to do home maintenance; and …3 -
Re: Replace bond fund with Gilt Ladder
I have just (this week) done exactly this for the same reasons as you outline. I used the lategenxer.streamlit app which I found extremely helpful. I was initially a little confused by it, struggling…3 -
Re: Best stain blocker paint
Another vote for Zinsser BIN. It's not cheap, but it really works. I didn't find it particularly difficult to clean the brushes, but it's unusual in that you have to use methylated spi…1 -
Re: Choosing between conventional & index-linked gilts drawdown
Several platforms allow trading online, including SWSD, AJ Bell and HL (though HL only for conventional gilts). Whether you choose conventional or index linked depends on whether you want to be sure …3 -
Re: How much cash for house emergency?
I hold a large amount of close-to-cash. The reason is that my long term investments are 100% equity. Knowing that any reasonable expenditure for the medium term is covered by cash means that equity m…1 -
Re: How much cash for house emergency?
The OP says they have long term investments but the doesn’t stop that being part of an emergency fund. If they have a Stocks and Shares ISA or General account, some of that could be assigned to Short…1 -
Re: Another parking eye...and failure by mother!
Never seen a Scottish one go anywhere near a court.4 -
Re: Power of Attorney - Which one ?
In my LPA I have specified which attorney has precedence, so if there is any disagreement that person has the final say. My LPA was done with a solicitor so I know this is allowed1 -
Re: Power of Attorney - Which one ?
That is a good point, If that happens where you have appointed them to act jointly then the LPA fails. If appointed to act J&S then any of your attorneys can act alone. If you have children who y…1 -
Re: Strange Lloyds notification - transaction that hasn't happened
That one's been around for many years.4
