Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
Best Of
-
Re: SIPP : 50% relief on way in vs 40% tax out — still SIPP over ISA?
How do the figures look if you were to just sal sac down to £100,000 (using front-loaded contributions)? That is the part of the contribution that produces the greatest gain and could be done without…1 -
Re: The Cashback for Bank or Investment Accounts Discussion Thread
Invite only Chase offer: £20 Amazon gift card for making 15 or more transactions https://www.chase.co.uk/gb/en/legal/chase-20-amazon-gift-card-offer/ As mentioned; Invite only Cahoot offer: https://w…1 -
Re: Premium Bond Winner ?
£125 from a FH (£25 and 2 x £50). Rolling 12-month total is £1750 (also YTD). 3.5% return. I was thinking of cashing in a few months back, but in light of the budget will stick with PBs for a while. …1 -
Re: SIP Parking PCN – “Not In Marked Bay” – Harding Street Arch, Salford – worth taking to IAS?
The hotel building abandoned mid construction in Mrs MbW's home city is in better condition after 25+ years of nothing happening to it.1 -
Re: What temperature should central heating be set at?
@Scot_39 Have you ever done the maths on 1 hr of fan heater vs 1 hr of GCH - or done an experiment/measuring costs ? No I haven't. Firstly I have no way to measure that. Secondly I'm more i…2 -
Re: Gifts from surplus income and the annual £3000 gift allowance.
Yes, if she does manage to survive the 7 years , her full NRB is reinstated. However, the £200k gift will not have increased her current IHT exposure if she were to die tomorrow, but depending on her…1 -
Re: Gifts from surplus income and the annual £3000 gift allowance.
Unless those gifts collectively exceeded £325k, taper relief would not arise (a common misconception). The gifts would merely prematurely utilise your mother's nil rate band, leaving the estate …1 -
Re: Gifts from surplus income and the annual £3000 gift allowance.
Thanks for your replies and for confirming my understanding. None of the grandchildren are minors. Fortunately my late father kept meticulous records of the calculations he used to determine how much…1 -
Re: Gifts from surplus income and the annual £3000 gift allowance.
Hi @lohr500 The short answer to your question is "yes" A longer answer… For lump sums… a person can, free of IHT, give £250 to anyone they like or gift a maximum £3000 to one individual (bu…1 -
Re: Is it worth getting shoes repaired?
I just took my favourite Wrangler boots in to Timpsons for sole and heel replacement. It was £99. I decided to check if the boots were still available, and they are, £58.3
