Best Of
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Re: How to let go of the purse strings
We've just had a mini "staycation". I budgeted £400, which would have been the cost of a hotel for 3 nights and fuel. For the same amount of money we got to sleep in our own comfortabl…4 -
Re: Budget Tax Increase on Savings income
If a 4% tax increase costs you £433pa then that suggests that your annual interest income is about £10,825, which in turn suggests that you have north of £200K in unwrapped savings to generate that, …11 -
Re: Save money and a lot, lot more by staying BST
I think we need a system that suits the whole country. I don't want to be changing my clocks every time I visit Scotland or Wales or Northern Ireland. No offence but someone living down south is…3 -
Re: Winter Fuel Payment 2026 Entitlement Letter - Wrong Info
We old hands at benefits fora are never that surprised at what the DWP do or don't do. Regardless of what they did last year, and regardless of what benefit legislation or the DWP's own gui…1 -
Re: Sainsbury's pre-Christmas Nectar double up
Got a 400 point bonus from Sainsbobs yesterday without leaving the house There was a pop up for 100 points freebie bonus which then gave me the 300 points count up to Christmas bonus for collecting 1…2 -
Re: How to avoid paying tax on savings interest from 6th April 2027
As an example TN28 0.125% gilt which matures 31/1/2028: Buy price is 95.02, it matures in 15 months, so gives a (tax free) capital gain of 5.24% over 15 months which is 4.17% annualised. Add the coup…5 -
Re: Debt help and advice (Scotland)
No, two separate things altogether, we recommend you use the Nation Debtline version here: National Debtline | Sample letters - Information about your agreement under the Consumer Credit Act | Nation…1 -
Re: Budget Tax Increase on Savings income
The increase is the same 4% for basic rate taxpayers and higher rate (and additional rate) taxpayers. Surely that is the wrong way round if you want the "burden to be borne by those with the bro…4 -
Re: No fault insurance claim with Accident management company
I accidentally (pardon the pun) used an accident management company following a non-fault crash a few months ago. I used Nationwide Accident Hire and they were great; no issues at all and didn't…1 -
Re: Octopus saving sessions
Looking at agile predict Sunday could be expensive, they may can it 🤣🤣🤣 EDIT day ahead for tomorrow is pretty bad too Wind , what wind1
