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1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
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2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
Best Of
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Re: IHT mitigations (Inheritance Tax)
Two tips: Think about IHT in the round, rather than at the margins. A £2m estate for a couple only suffers 20% IHT overall, which doesn't seem too unreasonable. Discount your pension number by t…2 -
Re: State Pension and Starting Rate for Savings
No, nothing to do with the savings - if his SP is £12966, that's £396 over his personal allowance, so results in a tax liability of 20% of that excess, i.e. £79.2 -
Re: rules about second payment on account
I can't envisage any scenario where the £500 would be deferred to January 2027. Having had similar experience with HMRC processes many years ago I now always make second PoA end July then submit…2 -
Re: Prolific Academic Survey Alerts
Update on this, I messaged the researcher asking for further details but they didn't respond so I reported it to Prolific and the rejection has been overturned. So nearly 2000 submissions approv…1 -
Re: DVLA Direct Debit fraud
Come on folks, the account details are obviously compromised and nothing other than closing it will prevent further attempts to set up DDs.2 -
Re: DVLA Direct Debit fraud
On the debt free wannabe forum, people who want to cancel DDs to creditors are advised to move to a new account without using the switching service, because creditors can get DDs reinstated if it’s d…1 -
Re: Is your heating ON or OFF?
Back to get some handy hints. One thing I did do was check how much my appliances cost to run by putting the make and model into chat gpt to get the answer. I am frightened about putting my electric …4 -
Re: The "half your age" rule
I tend to agree - see the furore that was caused by means testing just the winter fuel allowance, so governments of all colours will be reluctant to poke that hornets' nest again. However - if t…1 -
Re: The "half your age" rule
To some extent it depends if you view the SP as some sort if automatic entitlement or just another welfare benefit. Indeed, HMG views SP an a benefit - albeit a contributory one - and pension credit …1 -
Re: New Walk in Shower failure
Thanks for the replies and your help. We have now had the leak sorted by our independant plumber….Yippee We have also got a letter drafted ready for the bill for the repairs to be submitted. MBGL are…2
