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Best Of
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Re: 2026 Frugal Living Challenge
@dND do you bake? If so grate the carrot up to use in cakes, same as beetroot it adds sweetness.10 -
Re: New Capita-run Civil Service Pension Scheme - problems (what a surprise!)
Awoogah. Mine is now in payment. It is only small but worth having. Full inverse commutation was applied (PCLS zero). They will get to yours eventually 🤞6 -
Re: Pensions Planning: The NUMBER
I couldn’t handle that stress particularly as for me a big reduction before my state pension kicks in in seven years would be particularly painful. As a result I’ve used 50% of my DC to buy an annuit…5 -
Re: Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Ha, that's definitely a result EH! II've done some washing - just jeans and the shower curtain, which has an annoying fold in the bottom which collects water and then goes a bit mouldy 😬 P…7 -
Re: Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
The using of cotton wool balls to dust a bit after using them on the face is genius! Mind you I did something similar wiping down the tiled windowsill in the bathroom with the damp cloth that had dri…6 -
Re: Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Thank you - excellent strategies! I am feeling marginally better after a 30 min cleaning podcast has made thr kitchen & dining room back to an acceptable level 🙂 everywhere else wasn't too …9 -
Re: Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
I struggle deciding what to work on too … It used to be that I would allow the weather to direct me to inside chores or tasks (raining, freezing cold etc.) or outside jobs (clement and pleasant) but …9 -
Re: Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
So, a list, before I lost the whole afternoon... Ring the garage - no earthly reason to put it off Cleaning podcast - washing up needs doing, stuff from the weekend stay needs putting away etc Make s…10 -
Re: year before retirement - how did you get your ducks in a row?
I'm preparing now. Moving from a full time salary and 50% pension contributions (62% total), to a 3 day week and 10% contributions (22% total of a lower salary) was REALLY hard but it is about s…7 -
Re: The Top Regular Savers Discussion Thread
ESBS have declined to open an Online Monthly Saver for me, as I already have the Passbook version. I asked them whether the T&Cs are correct or not, as they state you can only have one Online Mon…6
