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How far back can I go?

Hi,

I'm confused about how far back we can go with PPI claims. My husband took out a loan with Northern Rock before we met. We've been together 12 years now.

We're still paying it through Stepchange.

Is this something we can claim against or have we missed our chance here?

I have a number of other debts that are the same situation with Halifax credit card and Barclaycard.

Thank you in advance :)

Comments

  • dunstonh
    dunstonh Posts: 119,539 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Is this something we can claim against or have we missed our chance here?

    If he feels he was missold he can raise a complaint. There is no time limit on historical stuff other than documentation may not exist any longer.

    If the debt was not repaid in full and your complaint is successful, they can use the redress against the unpaid debt rather than give it to him.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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