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    • Cullenswife
    • By Cullenswife 15th Sep 17, 7:56 AM
    • 1Posts
    • 0Thanks
    How far back can I go?
    • #1
    • 15th Sep 17, 7:56 AM
    How far back can I go? 15th Sep 17 at 7:56 AM

    I'm confused about how far back we can go with PPI claims. My husband took out a loan with Northern Rock before we met. We've been together 12 years now.

    We're still paying it through Stepchange.

    Is this something we can claim against or have we missed our chance here?

    I have a number of other debts that are the same situation with Halifax credit card and Barclaycard.

    Thank you in advance
Page 1
    • dunstonh
    • By dunstonh 15th Sep 17, 10:30 AM
    • 89,606 Posts
    • 56,105 Thanks
    • #2
    • 15th Sep 17, 10:30 AM
    • #2
    • 15th Sep 17, 10:30 AM
    Is this something we can claim against or have we missed our chance here?
    If he feels he was missold he can raise a complaint. There is no time limit on historical stuff other than documentation may not exist any longer.

    If the debt was not repaid in full and your complaint is successful, they can use the redress against the unpaid debt rather than give it to him.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. Different people have different needs and what is right for one person may not be for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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