📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Could you live without cash?

24567…11

Comments

  • pollyanna24
    pollyanna24 Posts: 4,390 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I wouldn't mind going cashless, but there are certain places that I can't use my card like:-

    Breakfast Club at my daughters' school

    If I go to a cafe (as in greasy spoon), I always pay cash.

    Charity shops (I know they have machines, but I'm usually buying a book for 49p).

    Most other places, I just use my card.
    Pink Sproglettes born 2008 and 2010
    Mortgages (End 2017) - £180,235.03
    (End 2021) - £131,215.25 DID IT!!!
    (End 2022) - Target £116,213.81
  • Hutchch0920
    Hutchch0920 Posts: 291 Forumite
    The question that I always ponder alongside this is, what would happen to beggars?
    Save £12k in 2017 / Dec 2017 Travel Cash = £12,400 / £14,000 88.5%[/COLOR]

    House Deposit = £20,500 / £18,000:money:
  • Robin9
    Robin9 Posts: 12,758 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ska_lover wrote: »
    For the most part, but there are transactions that are cash only - window cleaners for example

    Not my window cleaner - prefers pay by bank transfer.
    Never pay on an estimated bill. Always read and understand your bill
  • onomatopoeia99
    onomatopoeia99 Posts: 7,152 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If I'm clearing out some old stuff at a car boot, how do I accept credit cards? Let's assume there's no mobile signal, so card processing services are unavailable, for the sake of this example.

    My local kebab van is cash only, ditto the fish and chip shop.

    Perhaps when there is no processing charge for low value debit card transactions (say, under £30) and banks make a straightforward, free way for private individuals to accept them, subsidized by whoever actually wants a cashless society (as they should put their money where their mouth is) then it might be possible. At the moment, it's not.
    Proud member of the wokerati, though I don't eat tofu.Home is where my books are.Solar PV 5.2kWp system, SE facing, >1% shading, installed March 2019.Mortgage free July 2023
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Holiday Haggler
    cjdavies wrote: »
    No, I put money in birthday cards.
    My kids normally get Amazon vouchers now rather than cash
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The window cleaner / etc argument is a moot point. Theres lots of little card readers available now for small businesses from a few £.

    A lot of those businesses "prefer" (!) cash from a tax perspective (ie, they can avoid paying any) but there are options.

    I rarely carry cash at all now - most reasonable sized establishments dont charge supplements or minimum transaction sizes.
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    onomatopoeia99 wrote: »
    If I'm clearing out some old stuff at a car boot, how do I accept credit cards? Let's assume there's no mobile signal, so card processing services are unavailable, for the sake of this example.

    My local kebab van is cash only, ditto the fish and chip shop.

    Perhaps when there is no processing charge for low value debit card transactions (say, under £30) and banks make a straightforward, free way for private individuals to accept them, subsidized by whoever actually wants a cashless society (as they should put their money where their mouth is) then it might be possible. At the moment, it's not.

    My local kebab shop accepts cards. As do a lot of chippys. If they dont have a card facility its because they chose not to, not because they cant.
  • martinthebandit
    martinthebandit Posts: 4,422 Forumite
    Eighth Anniversary 1,000 Posts
    The BBC may suggest that Sweden will be going cashless but five minutes searching suggest that there are a lot of Swedes that don't want to.
  • Red-Squirrel_2
    Red-Squirrel_2 Posts: 4,341 Forumite
    badmemory wrote: »
    cash only window cleaners, handiman gardeners, certain petrol stations, certain takeaways/drug money laundering shops (or so I've been told!!). Not particularly because I want to use cash but I don't want them to have the card info or even my name in some cases.

    I pay over the phone for my window cleaning, by standing order for the gardener, haven't seen a petrol station that's cash only for years, takeaways can be ordered and paid for online now.

    Literally the only time I ever need cash is for tradespeople who request it and I have to make a special trip to get it as I never carry it and never need it.
  • hazyjo
    hazyjo Posts: 15,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Went in two pubs the other night, both saying 'cash only' as the machines had broke.


    What then? Close for the night?


    Even the Oyster card machine on the bus doesn't always work - I had a free ride this morning actually.
    2024 wins: *must start comping again!*
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.6K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.3K Spending & Discounts
  • 243.6K Work, Benefits & Business
  • 598.3K Mortgages, Homes & Bills
  • 176.7K Life & Family
  • 256.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture