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  • FIRST POST
    • FrankR
    • By FrankR 12th Jul 17, 1:29 PM
    • 85Posts
    • 2Thanks
    FrankR
    Credit Card for student
    • #1
    • 12th Jul 17, 1:29 PM
    Credit Card for student 12th Jul 17 at 1:29 PM
    Hiya - I'm wanting to get a credit card to build my credit rating. Although it's showing as 950 on Experian, my report also says I have a very weak chance of getting accepted for a card - with a 25% hit rate. I've never had a credit card before, so don't know where to start. I have 1 line of credit at the moment, which is my student bank account with a £1 planned overdraft. Please can you offer advice as to which credit card would be most suitable for students like me. Thanks.
Page 1
    • zx81
    • By zx81 12th Jul 17, 1:32 PM
    • 12,509 Posts
    • 12,671 Thanks
    zx81
    • #2
    • 12th Jul 17, 1:32 PM
    • #2
    • 12th Jul 17, 1:32 PM
    Try a sub prime lender - eg aqua or Vanquis.
    • philip1427
    • By philip1427 12th Jul 17, 1:34 PM
    • 84 Posts
    • 9 Thanks
    philip1427
    • #3
    • 12th Jul 17, 1:34 PM
    • #3
    • 12th Jul 17, 1:34 PM
    I got the American Express gold charge card as one of my first cards as a student. As long as you have a part time job or some form of income you'll get one despite what everyone on the forum will say. The card used to be a more premium card but now every Tom, !!!! and Harry can get one.

    I got mine in September when I was buying a lot of bigger purchases and I managed to trigger the 20,000 point bonus. This got me two flights to Europe for free!

    If you're a savvy student you can do very well!
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