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MSE News: Eligible for carer's credit? Don't put your state pension at risk

Up to 230,000 unpaid carers are putting their state pension in jeopardy by not claiming carer's credit...
Read the full story:
[URL="hhttp://www.moneysavingexpert.com/news/protect/2017/06/eligible-for-carers-credit-dont-put-your-state-pension-at-risk-by-not-claiming-it"]'Eligible for carer's credit? Don't put your state pension at risk by not claiming it'[/URL]
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Comments

  • Icequeen99
    Icequeen99 Posts: 3,775 Forumite
    'If you're eligible for carer's allowance you'll automatically get carer's allowance credit, which works in the same way as carer's credit - so there's no need to worry about claiming for carer's credit too.'

    Not quite accurate MSE, the credits you get with Carer's Allowance are Class 1 credits whereas the carer's credit is only Class 3.

    IQ
  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Icequeen99 wrote: »
    'If you're eligible for carer's allowance you'll automatically get carer's allowance credit, which works in the same way as carer's credit - so there's no need to worry about claiming for carer's credit too.'

    Not quite accurate MSE, the credits you get with Carer's Allowance are Class 1 credits whereas the carer's credit is only Class 3.

    IQ

    What difference does this make to actual pension payments ?
  • Icequeen99
    Icequeen99 Posts: 3,775 Forumite
    50Twuncle wrote: »
    What difference does this make to actual pension payments ?

    It doesn't - just impacts on other benefits you might get due to national insurance record. I've come across a few people who have claimed the carer's credit and then tried to claim other benefits and found they can't because they are class 3.

    IQ
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