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  • FIRST POST
    • Whoknowskt89
    • By Whoknowskt89 15th Mar 17, 12:26 AM
    • 256Posts
    • 606Thanks
    Whoknowskt89
    Halifax clarity card credit 'missing reward"
    • #1
    • 15th Mar 17, 12:26 AM
    Halifax clarity card credit 'missing reward" 15th Mar 17 at 12:26 AM
    MoneySavingExpert.com Insert

    A huge thanks for sharing this. We've investigated and written a news story on it:

    Halifax pays out 'missing rewards' to 1,000s of Clarity cardholders - are you due £100+?

    Back to Whoknowskt89's original post...

    ----------



    Hi all

    Very strange one...
    I just logged into my online banking to find on my credit card 2 credits from Halifax, one stating missing reward and one additional interest.
    This totals just over £100!
    Now it's only just showing on the account and I've had no communication from Halifax.

    Will this be from some extra I didn't realise I had with my card or bank error?

    I've had the credit card for years (I'm thinking around 5 years) and it's now used for online shopping and paid in full before anything is due. Original I got it and paid it in full to assist credit rating.

    Thanks for any help!
    Last edited by MSE Andrea; 23-03-2017 at 4:16 PM.
    Mortgage £67 615 Debt free date 30/06/17 (excluding mortgage...)
    Emergency fund £1155/£1000 Moving fund £7000
    Treats £875 Doing up flat fund £1050
    Christmas fund £80/£160
    Savings aim (including EF fund) Jan 2018 £11,150
Page 1
    • Ben8282
    • By Ben8282 15th Mar 17, 5:01 AM
    • 1,944 Posts
    • 848 Thanks
    Ben8282
    • #2
    • 15th Mar 17, 5:01 AM
    • #2
    • 15th Mar 17, 5:01 AM
    This is confusing.
    Are you saying that a credit has appeared on one card for an unspecified amount as 'missing reward' and a debit has appeared on the other card for an unspecified amount of 'additional interest' and that this debit and credit somehow total £100? +£100 or -£100?
    I agree this is a very strange one. Can't work it out. Call Halifax in the morning and let us know what they say. This is very curious,
    • lonelyoutpost
    • By lonelyoutpost 15th Mar 17, 7:10 AM
    • 1 Posts
    • 1 Thanks
    lonelyoutpost
    • #3
    • 15th Mar 17, 7:10 AM
    • #3
    • 15th Mar 17, 7:10 AM
    I've discovered the same two credits on my card this morning as well, totalling just over £100. I'm guessing this is some reward that we are entitled to but which they never paid. Would be nice to know although am happy for them to do as often as they like.
    • Whoknowskt89
    • By Whoknowskt89 15th Mar 17, 7:30 AM
    • 256 Posts
    • 606 Thanks
    Whoknowskt89
    • #4
    • 15th Mar 17, 7:30 AM
    • #4
    • 15th Mar 17, 7:30 AM
    Sorry Ben, I found that quite late last night.
    Both credits, one for £85 one for £23.
    Unfortunately I don't think I'll have time until this evening to call Halifax as I'm at work all day but as soon as I know why I'll post it.
    Mortgage £67 615 Debt free date 30/06/17 (excluding mortgage...)
    Emergency fund £1155/£1000 Moving fund £7000
    Treats £875 Doing up flat fund £1050
    Christmas fund £80/£160
    Savings aim (including EF fund) Jan 2018 £11,150
    • Whoknowskt89
    • By Whoknowskt89 15th Mar 17, 8:18 AM
    • 256 Posts
    • 606 Thanks
    Whoknowskt89
    • #5
    • 15th Mar 17, 8:18 AM
    • #5
    • 15th Mar 17, 8:18 AM
    Managed to find the time to call before work....
    It's definitely correct, there should have been a reward payment for any month I used the credit card spending over £300 as I also hold a current account with them. They've back paid anyone with it and the missing interest the money could have made.
    This has apparently happened to a lot of clarity card holders.
    Mortgage £67 615 Debt free date 30/06/17 (excluding mortgage...)
    Emergency fund £1155/£1000 Moving fund £7000
    Treats £875 Doing up flat fund £1050
    Christmas fund £80/£160
    Savings aim (including EF fund) Jan 2018 £11,150
    • Ben8282
    • By Ben8282 15th Mar 17, 8:28 AM
    • 1,944 Posts
    • 848 Thanks
    Ben8282
    • #6
    • 15th Mar 17, 8:28 AM
    • #6
    • 15th Mar 17, 8:28 AM
    Managed to find the time to call before work....
    It's definitely correct, there should have been a reward payment for any month I used the credit card spending over £300 as I also hold a current account with them. They've back paid anyone with it and the missing interest the money could have made.
    This has apparently happened to a lot of clarity card holders.
    Originally posted by Whoknowskt89
    That's good news. They will have a lot of happy customers today.
    • swindiff
    • By swindiff 15th Mar 17, 11:38 AM
    • 245 Posts
    • 77 Thanks
    swindiff
    • #7
    • 15th Mar 17, 11:38 AM
    • #7
    • 15th Mar 17, 11:38 AM
    I got it too. £85 missing reward credit plus £21.22 additional interest credit. Nice surprise this morning
    • trudi
    • By trudi 16th Mar 17, 8:06 PM
    • 82 Posts
    • 223 Thanks
    trudi
    • #8
    • 16th Mar 17, 8:06 PM
    'Missing rewards'
    • #8
    • 16th Mar 17, 8:06 PM
    I had two credits this morning £150 and £49 Lovely surprise! I guess it depends how long you had the card? Does anyone know when rewards were introduced, I've had £5 per month on my bank account for a few years but never knew I should be getting in on the card.
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