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  • FIRST POST
    • VintageHistorian
    • By VintageHistorian 1st Jan 17, 10:04 AM
    • 96Posts
    • 455Thanks
    VintageHistorian
    Bricks Not Books
    • #1
    • 1st Jan 17, 10:04 AM
    Bricks Not Books 1st Jan 17 at 10:04 AM
    The first day of a New Year seems like the best time to start this diary! I was on this board under another name for a number of years, but I felt like a change of name as well as a change of diary, so here I am!

    Completed on new home with OH in December, we haven't even owned it for a month yet. But we have a mortgage of 160k and we both hate being in debt, so we've already made plans to start overpaying. OH isn't in the best paid job (Civil Service) and I'm on a temporary contract, albeit with a manager who is keen to keep me on, but I hate the uncertainty of it. So I'm definitely going to be job hunting, and he will be too in coming months.

    Mr VH has never lived away from home before. I moved away at university, moved back after graduation, moved out a few years later and spent 4 years as a lodger in a flat in London with a lovely couple, and then moved back with parents again. I've spent over a year sleeping on a sofa there as what was meant to be "temporary while we look for a place to rent" turned in to "let's buy a house together". Had a bit of a nightmare with the purchase, and we're still not actually in the house properly as it needs some work done on it. We've got a 5 year fix from Halifax at 2.74%, with monthly payments that are affordable. As we've never owned property before and it's been years since I had to work out budgets for bills (been paying all-inclusive rent at London and with parents) we decided to err on the side of caution. We set ourselves a realistic amount for repaying the mortage each month, and the one we eventually got came in 30 under that amount. So we're already going to OP 30 as our budget allows us that flexibility.

    But even though we're not under the roof yet we still have a mortgage to pay XD First payment comes out in 3 days time and then we're on the path to 29 years of a mortgage. I'm 31 and OH will be 30 in a few months, and this is our first home. Not a forever home, we don't have children yet but want them in the future and this place is just about big enough for small ones, but would be cramped for older children.

    Our house is currently going through some work due to years of being a student let, the last owners were intent on bleeding the place dry and then dumping it. We're going to look after this place, but it's taken up a lot of our savings. I've factored rebuilding the savings in to our budget, and also set up a spreadsheet to see the impact our OPs will have on the term, daily and monthly interest.

    So our targets to start with are;
    • Build an emergency fund of 1000
    • Match the budgeted 30 a month overpayment through wombling, discounts, roadkill, earning extra pennies, saving loose change, and Tilly Tidies, so well aim to be OPing over 60 a month.
    • Drop below the 155k mark by January 2017.
    • Enjoy living in our new home together

    Fun Numbers;
    - Without overpaying well go under 155k in May 2017.
    - With 60 a month OPing well go under 155k in February 2017 only need a little extra stretch to remove that last month!
    - Without overpaying well drop under 11 daily interest in August 2020!
    - With 60 a month OPing well drop under 11 daily interest in February 2020.
    - Without overpaying well take 29 years to pay off the mortgage.
    - With 60 a month OPing well take 25 years to pay off the mortgage!
    - In order to pay it off in 20 years wed need to OP 200 a month.
    - If we OP by the monthly interest (c. 320 a month) wed pay it all off in16 years!

    I think well stick with 60 for now XD

    And as for the diary title - between me and OH we practically own a library Need to cut back on paper purchases in favour of paying off more of the house!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Make 3 a Day in May 2017 - 0.00/93 (2017 total - 112.98) | Womble #03 - 4.32 | Overpayments - 490.88
Page 3
    • savingwannabe
    • By savingwannabe 8th Mar 17, 2:09 PM
    • 12,471 Posts
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    savingwannabe
    Fabulous news. It is soo good that it is happening. It is also so satisfying knowing that you chose everything for your house by yourself. Home sweet home. Well done my friend you did it. And with a pizza too. Happy moving in.
    Savings Fund(Nov 2017) 7000/8000 84%
    Happiness Fund (Dec 1st 2017) 60/600
    Reminder: I HAVE EVERYTHING I COULD WANT so SAVE!!!!
    • VintageHistorian
    • By VintageHistorian 12th Mar 17, 12:37 PM
    • 96 Posts
    • 455 Thanks
    VintageHistorian
    And I'm in!

    Yesterday was very tiring as I drove myself and OH up and down the county. OH was fabulous as always, painted the skirting boards (very very carefully so he didn't drip paint on the new carpet), waited for Argos to deliver the mattress, and put together an IKEA bedside table we got last week. I made him cups of tea, went food shopping and assembled an IKEA lamp to go on the bedside table XD Oh, and I got out my duvet and bedsheets and made up the bed. Then drove him back to his parent's place as he's staying there this week, he's on late shift which isn't the best time to start a new commute.

    Also gives me a bit of time to settle in. Came back here last night and had a lovely shower in the new bathroom while my pizza cooked, and then ate it in bed in my PJs. Relaxing heaven.

    Had to cover the windows in newspaper and some packaging paper as we still don't have any curtains, MIL is going to make them for us. OH thought I might be able to sleep without them, but I wanted a lie-in and didn't want to get woken up by the sunrise so I covered the windows. Didn't work brilliantly as I was still up at 7:40, but that might have happened with curtains anyway. First night in a new place is always a bit weird, I woke up two or three times during the night, especially when the heating clicked on at 5am as the noise of the boiler coming to life made me jump Good thing OH wasn't with me as he'd have found it quite funny.

    Today I'm just pottering around, alternating between watching Youtube videos in bed and doing stuff around the house. Just did a batch of meatballs in tomato sauce, which will go in the freezer once they've cooled down, and will do a big batch of bolognese next. I've missed cooking my own meals so much that it's lovely to be able to make these things again. If I had more energy I'd bake some cookies too, but I'm also missing a cooling rack and some more baking trays, so that will have to wait.

    Washing machine has also been delivered this morning but I'm waiting for OH to call me back to let me know if FIL can come round and remove the oven door, otherwise the washing machine won't fit in place Poor chaps from Currys were very apologetic, got it all set up and plumbed in for me, but it's slightly larger than the machine it's replacing, and while it will fit in the space (they measure it for me), it won't fit at the moment because the handle of the oven door is sticking out so it can't quite squeeze in. Very annoying but nevermind, it's currently sitting in the middle of the kitchen floor so I can use the oven and do the washing up, but it's frustrating but can be worked around. I've said I'm happy for FIL to come round early this week if he can make it, they don't need to drive over today. If they can't make it then I might phone my brother and see if he can come round, checked with Mum and he's not working today so he might be able to get here.

    Dinner tonight is steak baguette! Nice and easy. Tomorrow will be southern fried chicken goujons in the other baguette, and then I'll be testing the meatballs on Tuesday!

    In OP news my AA breakdown cashback was finally confirmed, so I've requested at payout - 50.11! Also got 21.55 coming from Prolific so that'll be a lovely big OP this month. Must remember to put in my expenses claim next week, took them three and a half weeks to process the last one!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Make 3 a Day in May 2017 - 0.00/93 (2017 total - 112.98) | Womble #03 - 4.32 | Overpayments - 490.88
    • savingwannabe
    • By savingwannabe 12th Mar 17, 1:14 PM
    • 12,471 Posts
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    savingwannabe
    Hooray hooray. How satisfying. There is no place like home.

    Once the oven door is ok you will be fine. Well done on your overpayment.
    Savings Fund(Nov 2017) 7000/8000 84%
    Happiness Fund (Dec 1st 2017) 60/600
    Reminder: I HAVE EVERYTHING I COULD WANT so SAVE!!!!
    • Fortune Smiles
    • By Fortune Smiles 12th Mar 17, 1:15 PM
    • 2,359 Posts
    • 18,972 Thanks
    Fortune Smiles
    How wonderful to be home at last.

    Congratulations!

    Fortune x
    Moving Costs: 98% Mortgage: 25% remaining House Deposit Contribution: 60%

    "It is possible to move mountains by carrying small stones."
    • CathT
    • By CathT 12th Mar 17, 2:07 PM
    • 5,135 Posts
    • 35,011 Thanks
    CathT
    Planning and working towards a good OP when you've just moved is fab!
    June 2010 121,287
    May 2017 - part 1 - 81,782
    -part 2 - 46,814
    Total - 128,596
    • EatingTheElephant
    • By EatingTheElephant 12th Mar 17, 3:20 PM
    • 879 Posts
    • 4,410 Thanks
    EatingTheElephant
    Congratulations on moving, have fun settling in.
    • tinkerbel
    • By tinkerbel 12th Mar 17, 3:56 PM
    • 1,789 Posts
    • 4,893 Thanks
    tinkerbel
    Congratulations on being in!! Very impressed you're planning to OP from the very start!

    Hope you get the washing machine sorted and enjoy finding home for things while you unpack!
    • Moominmamma89
    • By Moominmamma89 13th Mar 17, 9:23 AM
    • 135 Posts
    • 203 Thanks
    Moominmamma89
    Congratulations at getting in! x
    Outstanding Mortgage - 143,332.59 (75% LTV)
    Current end date: May 2041 (originally August 2044)
    • VintageHistorian
    • By VintageHistorian 14th Mar 17, 9:24 PM
    • 96 Posts
    • 455 Thanks
    VintageHistorian
    Thanks everyone! It's lovely to be sleeping in a bed after nearly 18 months on a sofa XD

    Commute to work is now very long, leave the house at 6:40 to be in the office at 8:30, because Cambridge city centre is a nightmare to get in to during rush hour. I can park outside my office on Mondays and Thursdays, have to park at the P&R and get the bus the rest of the week. To give an idea of how much time that adds - yesterday I left the office and got straight in the car at 5, got through the front door at 6:30. Today I left the office at 4:45 and didn't get home until 7. A good chunk of that was waiting for the damned bus to show up. And the council wonder why people insist on driving

    Anyway, knew tonight would be a tough one so I got one of my meatball meals out of the freezer to defrost. OMG it was delicious, the tomato sauce came out amazing (just a tin of chopped tomatoes, a carton of passata, and some fresh basil) and the meatballs were Ikea ones so very tasty. While that was heating up and I was waiting for the pasta I also cooked up some chicken to go in tortillas for tomorrow's dinner, so all I need to do tomorrow is heat up the tortillas when I get home. Thursday night will be sausage sandwiches with baked beans, and Friday is supposed to be pork and chorizo casserole but I don't have all the bits for it, so I might have a taste test of the bolognese I did at the weekend, or see if I can find anything YS in M&S.

    In-laws are coming round on Thursday to try and sort out the washing machine, and MIL has bought some blinds for the bedroom so the newspaper should be down by the end of the week At least I've probably given the neighbours something to talk about!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Make 3 a Day in May 2017 - 0.00/93 (2017 total - 112.98) | Womble #03 - 4.32 | Overpayments - 490.88
    • savingwannabe
    • By savingwannabe 14th Mar 17, 9:42 PM
    • 12,471 Posts
    • 45,811 Thanks
    savingwannabe
    Glad you are settling in petal.

    I am sorry that the travelling time is not so good but maybe that will change a bit over time. Can you do something nice on the bus to make the time pass better for you? Read, write letters, cards, diary, plan for rest of week, do emails? I don't know if that is poss but people do them on trains.

    You have kind In Laws. Still laughing at the newspapers. I hope you are not using a tabloid. That will really freak the neighbours out.

    Yum to the meatballs. Well done you on cooking. Money saved and you had a great meal too. Have a good evening.
    Savings Fund(Nov 2017) 7000/8000 84%
    Happiness Fund (Dec 1st 2017) 60/600
    Reminder: I HAVE EVERYTHING I COULD WANT so SAVE!!!!
    • VintageHistorian
    • By VintageHistorian 18th Mar 17, 6:40 PM
    • 96 Posts
    • 455 Thanks
    VintageHistorian
    I spent a lot of money on diesel last week Need to nail that on the head. Not going to happen after this weekend though, drove over to see the wedding venue this morning, and tomorrow I've got an hour's drive to have lunch with the in-laws and then bring OH home with me with all his stuff That's right, he's officially joining me tomorrow!

    Last week saw my meal plans go out the window as Monday was the only day I got home before 7pm Got delayed by other things on Thursday, and the other days I was stuck thanks to waiting for the bus. I'll get used to it I'm sure, it's just very frustrating waiting, knowing I have a long journey home.

    Today has been a very busy day. Went to Mr W and Mr T after seeing the wedding venue, overspent a bit Did including laundry tabs for the washing machine though, and another roll of bin bags, and some batteries, and loo roll. I'm going to make lunches for OH during the week (or at least, attempt to ) so that also included getting extra bits for him. In terms of food I'm coming within budget for food, it's the additional (but necessary) things that are pushing me over. I might amend our budget slightly to have a separate pot for household goods.

    This afternoon I switched on the washing machine and let it do a hot empty run first, to clean out the gunk in it. Was nervously running in to the kitchen to check nothing was leaking, but it went fine Couldn't get a clothes airer in Tesco though (thought there'd be one as it's quite a large Tesco, but unfortunately not) so I only did a half load in the end and it's all drying on radiators and the airing cupboard as we speak. The heating is timed to come on anyway, and scattering it around various rooms in the house will hopefully reduce the risk of damp. I've also run the hoover round, and walked down to the library to sign up for a card and get our bags for recycling. Our town doesn't have any wheelie bins (no one has anywhere to keep them!) so it's bags all the way, and one box for glass that the library don't have, so I have to find a week day when I can get to the town council's office and get it from them. That may take a while, but at least I can now recycle paper and plastic.

    Dinner tonight is bolognese from the freezer, over some spaghetti. Next week's meal plan may also go out the window a little bit, I need to identify the most "difficult" item on it and assign that to Monday since I should have more evening time to cook then. No idea what we'll have for dinner tomorrow night as we're having lunch with OH's parents and chances are we'll still be quite full in the evening. Might just have some cheese on toast. I do need to batch cook some chili though so hopefully we don't get home too late and I can do that tomorrow evening for the freezer.

    In OP news my 50 from Quidco has arrived. Also had to buy some special envelopes for work, 30!! But the receipt went straight in to my drawer for my expenses next month, so that'll help April's OP by quite a bit!

    I'm going to sort out the chest of drawers this evening so OH has somewhere to keep his clothes, and then I'm going to curl up under the duvet and watch stuff on Youtube.

    Have a lovely weekend everyone!
    Last edited by VintageHistorian; 18-03-2017 at 7:12 PM.
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Make 3 a Day in May 2017 - 0.00/93 (2017 total - 112.98) | Womble #03 - 4.32 | Overpayments - 490.88
    • savingwannabe
    • By savingwannabe 18th Mar 17, 7:12 PM
    • 12,471 Posts
    • 45,811 Thanks
    savingwannabe
    It sounds crazy but great. You are in and doing so well. Really really well done. It is mad but all falling into place. Make sure you are having some rest though as it is sooooo stressful. Really proud of both of you and your family for being so cooperative and helpful. Congratulations and have a fab Sunday.
    Savings Fund(Nov 2017) 7000/8000 84%
    Happiness Fund (Dec 1st 2017) 60/600
    Reminder: I HAVE EVERYTHING I COULD WANT so SAVE!!!!
    • VintageHistorian
    • By VintageHistorian 26th Mar 17, 8:33 PM
    • 96 Posts
    • 455 Thanks
    VintageHistorian
    We have had a lovely relaxing weekend. Had a bit of disappointing news on Tuesday, I'd been interviewing for another job (sadly not particularly closer to home but more interesting), and got a phonecall on Tuesday morning to say I was unsuccessful. But the guy was very nice about it and the upside is that they may hire me to do some freelance work for them in the future, which would be good to do. Also my current place have been working on changing my job around a bit (including getting a payrise) so this has helped me negotiate some bits of that to incorporate the stuff I found interesting with this other role.

    The other bonus was that my boss let me work from home on Friday. Very productive day, I'm looking forward to showing her the things I sorted out tomorrow, and assess where to go from here. They've offered to let me work from home once a week and Friday is always a horrid day for commuting so if I can get that as a WFH day then that would make things much easier

    This weekend me and OH went in to Colchester to open a joint account. We were unsuccessful, sadly, as there were "no appointments available" (never had to make an appointment to open a bank account before) but we had a lovely walk around the city in the sunshine, and had lunch, and popped in to Wilko for some cleaning bits for OH to use (I do the cooking, he does the cleaning) before we went off to do food shopping. My best intentions for cooking have gone out the window a bit now that I've been doing the commute But still managed to do mostly homecooked stuff, I just need to get some more batch cooking done for the freezer to make things a bit quicker/simpler.

    Phoned my Mum earlier to wish her a Happy Mother's Day. She only has two out of her four children at home now, luckily my brother managed to remember it without any prompting from me. She and my Dad had had a nice morning out and she was planning on spending the rest of the day watching movies. I've spent most of it reading in bed XD

    Looking forward to sending off my OP on Wednesday, over 100 this month!

    Dinner tonight was homemade toad in the hole with roast potatoes. Leftover toad for tomorrow, possibly with more spuds. Other meals planned this week include a chicken pasta dish!

    Have a lovely week everyone!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Make 3 a Day in May 2017 - 0.00/93 (2017 total - 112.98) | Womble #03 - 4.32 | Overpayments - 490.88
    • savingwannabe
    • By savingwannabe 28th Mar 17, 8:38 PM
    • 12,471 Posts
    • 45,811 Thanks
    savingwannabe
    I am sorry about the interview. It is hopeful that they want to use you for freelance though. Glad that work are are letting you WFH. Hopefully you will get a pay rise and they will make your job more interesting. Peculiar that you had to make an appointment for a bank account. I wonder if they will use the opportunity to upsell? I am so used to doing everything on the computer now I forget.

    Well done on cooking. I work 20mins from home and I hate cooking but it is where I waste money. Well done in settling in. Have a good week.
    Savings Fund(Nov 2017) 7000/8000 84%
    Happiness Fund (Dec 1st 2017) 60/600
    Reminder: I HAVE EVERYTHING I COULD WANT so SAVE!!!!
    • VintageHistorian
    • By VintageHistorian 30th Mar 17, 8:46 PM
    • 96 Posts
    • 455 Thanks
    VintageHistorian
    Oh I didn't think about upselling savingwannabe, you could be right. We've already got a mortgage with them but I'm sure that wouldn't stop them trying to get us to sign up to a credit card or a large overdraft (neither of which we need or want). I definitely think having a meal plan has been helping with the cooking, although some times it does go out the window ("I've had a crap journey home - instead of pasta it's going to be scrambled eggs on toast" XD)

    Mainly popped on to announce that this month's OP has been paid in - 129.50! Break down of the sources is;

    Standard OP - 30
    Prolific - 21.55
    Quidco - 50.11
    Expenses - 25.03
    Rounding up - 2.81

    April's OP is already going to be over 60 as I had to specially order some envelopes for the office online - 30!! So that combined with the standard payment will be a good start. I've also got another payout pending on Quidco but I can't remember how much it is.

    May not save much more than that though as me and Mr VH are getting married at the end of April. Then we're off on our honeymoon in Yorkshire! I must remember to take my online banking stuff with me so I can make the OP while we're away.

    Working from home tomorrow, can't wait to have a little lie-in!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Make 3 a Day in May 2017 - 0.00/93 (2017 total - 112.98) | Womble #03 - 4.32 | Overpayments - 490.88
    • VintageHistorian
    • By VintageHistorian 1st Apr 17, 3:11 PM
    • 96 Posts
    • 455 Thanks
    VintageHistorian
    Is it really only 3pm??

    OH is working today so he was up at 5:20 and out the door by 5:40. I managed to get back to sleep but the sunshine woke me up at 7:30. A half hour doze wasn't enough to get me to nod back off so I gave up and got up. But all the bath towels and teatowels in the washing machine, had some scrambled eggs on toast for breakfast, put the towels out to dry in the garden, did the food shopping, put it all away, did another load of laundry, hoovered, and changed the sheets on the bed. There's now a batch of chilli cooking, that can go in the freezer once it's done. I'm going to spend the rest of the afternoon with a book and another cup of tea before picking OH up from the train station after 7pm. Tomorrow he can clean the bathroom and kitchen and do his ironing. We had an agreement when we moved in that I would sort out all the cooking and he would do the cleaning, and while I'm happy to do bits of it when he's working (like the hoovering), we both know there's no point in me cleaning the bathroom since it won't be done to his standard

    I've also realised that our wedding date is rushing closer so I should really send some emails this afternoon as well. Need to go back over my notes from meeting the venue team the other week, I know there's stuff I need to send them.

    Dinner tonight is pizza, tomorrow will be roast pork belly. Overspent on grocery shopping by around 10 again, this time I got suckered in to the Mr W "Italian dinner for 10" offer, got 2 lasagnes, potato croquettes (no idea how they're Italian), garlic dough balls and a pack of salad, put it all in the freezer when I got home except for the salad. I'm not feeling too annoyed about it though as we need to stock up the freezer a bit more, by May or June we should be able to go for a week or two with only buying fresh items as everything else can be got out the freezer.

    No OP news to report, other than that I had to buy a box of teabags for the office in the shopping, so that's more money on the expenses claim!

    Have a nice weekend everyone!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Make 3 a Day in May 2017 - 0.00/93 (2017 total - 112.98) | Womble #03 - 4.32 | Overpayments - 490.88
    • savingwannabe
    • By savingwannabe 1st Apr 17, 3:51 PM
    • 12,471 Posts
    • 45,811 Thanks
    savingwannabe
    Well done on doing so much. I love marketing- Italian potato croquettes lol. Still a good price for a nice meal from Mr W.

    Have a chilled out day. It is gorgeous here but when sun goes in it becomes chilly and I dive in.
    Savings Fund(Nov 2017) 7000/8000 84%
    Happiness Fund (Dec 1st 2017) 60/600
    Reminder: I HAVE EVERYTHING I COULD WANT so SAVE!!!!
    • VintageHistorian
    • By VintageHistorian 3rd Apr 17, 6:58 PM
    • 96 Posts
    • 455 Thanks
    VintageHistorian
    Universe gave me a massive nudge this morning! Driving to work, long commute, saw 5 broken down cars on my journey! "Hmmm" I thought, "I really should check the water on my car, weather's getting warmer after all".

    Forgotten about it by the time I got to work but I finished at 4:30 and remembered just in time. Along with checking the water I grabbed some large tissues as I realised I should also check the oil. Had to scrabble through the manual to work out which was which, water was easy enough and was still very full, happy days.

    Tested the oil and it was below the safe minimum Really quite far below. So I've driven home very carefully, texted my brother asking what oil to use, but his response is that I need to get an oil change as you shouldn't mix oils and we don't know which one got put in my car back in November when I last had it changed.

    Luckily I'm off work tomorrow (dentist appointment in London) so I'll need to add an extra 10 minutes on to my walk to the station to stop by the garage and see if they can book it in for Wednesday, and then ask my manager if I can work from home on that day as I don't want to drive it with the oil so low.

    So there you go folks, if you drive past 5 broken down cars in one morning it means you really need to check your car!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Make 3 a Day in May 2017 - 0.00/93 (2017 total - 112.98) | Womble #03 - 4.32 | Overpayments - 490.88
    • savingwannabe
    • By savingwannabe 3rd Apr 17, 7:20 PM
    • 12,471 Posts
    • 45,811 Thanks
    savingwannabe
    Well done. Money, time and hassle saved!!!!

    VH you are one smart cookie. Take a bow.

    Good luck at dentist.
    Savings Fund(Nov 2017) 7000/8000 84%
    Happiness Fund (Dec 1st 2017) 60/600
    Reminder: I HAVE EVERYTHING I COULD WANT so SAVE!!!!
    • VintageHistorian
    • By VintageHistorian 4th Apr 17, 8:43 PM
    • 96 Posts
    • 455 Thanks
    VintageHistorian
    I don't feel like a smart cookie, I feel like a bit of a muppet XD Really should have checked the oil weeks ago, I do so many miles in that car now that I need to be on top of these things a lot better.

    Googled "what happens if car runs out of oil" and the result is not good! Really think I had a lucky escape there. Terrified of switching on the car now. Happily the garage is only a few hundred yards away round the corner so I'll hopefully get there without ruining the engine.

    Dentist was fine, just a hygienist visit. Mouth feeling a bit sore after having gunk scraped off the edges of my teeth. Only problem was my appointment was at 2:30 and I thought it was 2, and it was quite chilly in London compared to how warm Essex was when I set off, so I showed up at 1:45 thinking I could spend 15 minutes in the warm reception, only to be told I was 45 minutes early! So I went and sat in the park with my hood pulled up, I'd already been in Caffe Nero drinking tea. I also didn't want to eat anything as I didn't want the poor dentist cleaning around bits of food Breakfast seemed very far away by the time my appointment rolled around.

    Anyway, clean bill of teeth health and I then got a cheese and bacon pretzel and a pot of potato wedges at the underground station, and then bought a muffin at Costa Coffee to bring home with me. Car is booked in for an oil change tomorrow so I'll take it round first thing in the morning, manager has very kindly agreed to me having an emergency day off (luckily we're quiet at work now so I hopefully won't be missed).

    The muffin is now in the fridge will be my reward if I spend the morning getting a few things done around the house. Namely; wash the windows, wash down the dining chairs, hoover the dining table, photo some old DVDs I found so I can put them on Fleabay, send some emails about the wedding, completely a task on Textbroker. Once those things are all done I can have the rest of the afternoon off. Unless it's raining tomorrow, in which case I'll need to find some things to do indoors instead!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Make 3 a Day in May 2017 - 0.00/93 (2017 total - 112.98) | Womble #03 - 4.32 | Overpayments - 490.88
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