Getting back on the MFW Wagon

Needhelpsaving · 7 July 2017 at 6:41PM

A more positive day today. Got a letter from the mortgage company to confirm that the term of the mortgage has reduced to 15 years and 1 month.

Also got a letter from nationwide to give us a £30 Amazon voucher, which was the offer available when we took out our home insurance.

3 hours overtime logged for this week which is more money for the
Pot.

This weekend I will check out a replacement dishwasher- not an essential I know, but I value the time it saves me from standing over the sink. The last one was 7 years old, so we had a good run really.

I hope everyone has a great weekend!

Kittenkirst · 7 July 2017 at 6:51PM

What a bummer about the dishwasher! Afraid I'm not very DIY minded so don't know about the door question.

Overtime and Amazon vouchers all sound great.

Enjoy your weekend

Needhelpsaving · 7 July 2017 at 7:23PM

Thanks for dropping by Kittenkirst. I have been lurking on your thread and have really enjoyed hearing about your silver hobby.

I rang the DIY store that we had the dishwasher from to ask about the door, so have an answer, which is good. So tonight's job will be shopping around for a good deal on a replacement.

EatingTheElephant · 8 July 2017 at 8:01AM

The dishwasher is a godsend in our house, saves so much time. Especially as you mention your working overtime too.
Good luck and hope you find a bargain

Needhelpsaving · 9 July 2017 at 9:13PM

Good evening, I hope everyone has had a good weekend.

The Dishwasher has been ordered and will be fitted next Sunday. It cost £403.99 inc delivery, fitting and removal of the old one.

Today has been spent getting ready for the week ahead (Saturday was a very lazy day

).

Just dipped under the £75k mark on the morgage, which has made me very happy.

One lot has not shifted after nearly 30 days on eBay, so I am going to send it to the charity shop as it's a decent item, but I would value the space more than relisting it for another period of time.

Have a great week

Needhelpsaving · 12 July 2017 at 9:30AM

Good Morning!

Day off today, so I have spent the morning balancing the books and ensuring we are up to date with everything. As a result of 3 big bills this month (inc dishwahser replacement), the savings account is a sorry sight.

Its just over two weeks to payday and I have enough money for planned spends (includes two birthday presents) without having to touch the savings again.

Jobs for today;
- Contact Will writing people about updating our will as there have been a couple of changes.
- Book LO in to have her hair trimmed.
- Change bedsheets and get the others washed and on the line.
- Take the unsold ebay item to the charity shop.

This journey is full of ups and downs, but were getting there

Needhelpsaving · 14 July 2017 at 6:58PM

It's Friday!!

I hope everyone has had a good week.

I managed to get everything on my list done, with the exception of the will update.

Another letter came today from the mortgage provider saying that our last OP has taken us to a 15 year term (1 month off). So far, will our cumulative overpayments we have knocked 8 months off of the mortgage.
It's a drop in the ocean i know, but it's nice to see things coming down.

A couple of family visits planned this weekend, but otherwise a quiet one.

Enjoy your weekend!

Needhelpsaving · 16 July 2017 at 5:38PM

:j The new dishwasher is here! :j . . . Is it sad that I was excited by this?:rotfl:

This weekend has been pretty chilled, the house has been cleaned and I did a couple of deep cleaning jobs that have been on my list of the last couple of weeks.

After decluttering steadily over the last few months, the house is feeling calmer and more manageable, so if you are currently doing this or thinking of doing this, it is worth the effort.

Draft budget has been done for august, although there will be some tweaks once I know the actual net pay.
I have planned for another £515 OP for the mortgage to get me moving towards my target.

I have also been offered another free pair of glasses by spec savers and have a 50% off voucher that they gave me when I had my sunglasses in June (these too were half price with a voucher). I will replace at least 1 pair of my glasses (I wear mine all day, everyday) and that should keep me going until my next eye test in two years time

Have a great week everyone!

Needhelpsaving · 20 July 2017 at 2:53PM

Afternoon everyone.

I have not posted for a few days, but have been on the boards reading other diaries for inspiration.

MSE has saved me a few £££ this week, which is much appreciated :money:;

1. I took up the Dettol offer and got two free cinema tickets. I did spend £7 on items (all of the lower cost hand soaps had been snapped up). I bought items that I will use, and have popped then under the sink for a later date. It did mean that I could take LO to see Despicable Me 3 this morning while it was raining. Snacks bought from local shop for £4. In all, I got cleaning products, 2 tickets and treats for the same cost of a round of snacks at the cinema stall.

2. I have snapped up the Now TV offer for the Sky Sports day pass. OH is a sports fan, we already subscribe to Now TV and this will come in handy for him to have a chill out afternoon of sports at a later date for £0! :money:

3. I hope this will be a future money making opportunity - I signed up to another Market Research Company to see if I can access any focus group opportunities.

Current account rounded down by £8.88 and sent to savings account (£244.45/£3000).

I small ebay sale has been made - its a couple of pounds after postage etc, and will be added to savings.

Almost at £5 paypal cashout on both RecieptHog and Swagbucks :T

Right, off to get some washing onto the line and a cuppa.

earthgirl · 20 July 2017 at 9:51PM

Great work NHS. Hope she enjoyed the film!

I still have the cinema tickets from the lloyds offer last year, cinema is about 40 mins away! I'm using them up in the summer hols.

Getting back on the MFW Wagon

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