We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
I've Done It!!!!

kirstle99
Posts: 471 Forumite



Good Evening All 
I just wanted to share with you all, tomorrow I am paying the last £500 of my debt. I AM OFFICIALLY DEBT FREE!
When I fist started debt busting back in 2007, I (and my OH at the time) had close to 20k debt. Fast forward to now, and although i'm on my own now with the kids, i've still managed to keep focused (mostly) and can now say i'm debt free. Wow, i've not been this way for 11 years!!!!
I'm so happy I could burst! I'm going to keep on living the way I have been, keep up with my diary, and actually start saving money instead of paying off debt!
I would like to thank every all of you on here for all your help and support, be it through directly responding to my posts, or through me reading your inspiring words to keep me going through the darkest times in my life.
To those still paying off debt; keep going, you really can make it! I truly didn't think this day would ever come; how wrong I was! And a whole 5 months earlier than expected too!
:T:T:T:T:T:T:T

I just wanted to share with you all, tomorrow I am paying the last £500 of my debt. I AM OFFICIALLY DEBT FREE!
When I fist started debt busting back in 2007, I (and my OH at the time) had close to 20k debt. Fast forward to now, and although i'm on my own now with the kids, i've still managed to keep focused (mostly) and can now say i'm debt free. Wow, i've not been this way for 11 years!!!!
I'm so happy I could burst! I'm going to keep on living the way I have been, keep up with my diary, and actually start saving money instead of paying off debt!
I would like to thank every all of you on here for all your help and support, be it through directly responding to my posts, or through me reading your inspiring words to keep me going through the darkest times in my life.
To those still paying off debt; keep going, you really can make it! I truly didn't think this day would ever come; how wrong I was! And a whole 5 months earlier than expected too!
:T:T:T:T:T:T:T
0
Comments
-
Congratulations! It's a great feeling, isn't it?!
Consider adding your success to the Debt Free Roll of Honour.Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
Paid back just under £50,000 due to some interest added.
Dealt with my debt through a Step Change (CCCS) DMP.
DMP Mutual Support Thread Member #240.0 -
Heartfelt Congratulations!!:T:T:T:T:TDFW'er - Lightbulb moment : 31st July 2009 - £18,499
28th October 2019 - £13,505 - 27% paid off.
Demolishing my House of Debt.. one brick at a time!!
Thinking of spending???..YNAB says "NO!!!!"0 -
Yey! Congratulations!! xxCar Paid in full - 10/06/2016 :j0
-
I love posts like this. I hope you have a celebration planned!0
-
Well done — that's amazing! And very inspiring tooRainy day fund — 210/1000 Emergency fund — 1019/1500
Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 00 -
fantastic!0
-
Thank you everyone, it's really not quite sunk in yet haha
I will go and check out the roll of honour, thank you! It's reading posts about people becoming debt free that spurred me on in the hardest times, it really gives you energy to carry on0 -
Wonderful news! Congratulations x0
-
Well done to you! What a journey you've had and how amazing it must feel." Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Well done - what a fantastic achievement.Total Credit Used...=........£9,000 / £52,700
Mortgage..............=........£138,000 , 20 Years left.
:starmod:CC cashback for this year..=........£112.88 £205.81 banked in 2015
:starmod:YNAB User & Mortgage Free Wannabe
:starmod::A19/03/160
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.6K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.3K Spending & Discounts
- 243.6K Work, Benefits & Business
- 598.3K Mortgages, Homes & Bills
- 176.7K Life & Family
- 256.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards