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I've Done It!!!!

kirstle99
kirstle99 Posts: 471 Forumite
Part of the Furniture 100 Posts Debt-free and Proud!
edited 4 August 2015 at 5:25PM in Debt-free wannabe
Good Evening All :o

I just wanted to share with you all, tomorrow I am paying the last £500 of my debt. I AM OFFICIALLY DEBT FREE!

When I fist started debt busting back in 2007, I (and my OH at the time) had close to 20k debt. Fast forward to now, and although i'm on my own now with the kids, i've still managed to keep focused (mostly) and can now say i'm debt free. Wow, i've not been this way for 11 years!!!!

I'm so happy I could burst! I'm going to keep on living the way I have been, keep up with my diary, and actually start saving money instead of paying off debt!

I would like to thank every all of you on here for all your help and support, be it through directly responding to my posts, or through me reading your inspiring words to keep me going through the darkest times in my life.

To those still paying off debt; keep going, you really can make it! I truly didn't think this day would ever come; how wrong I was! And a whole 5 months earlier than expected too!

:T:T:T:T:T:T:T
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Comments

  • JES_F1
    JES_F1 Posts: 762 Forumite
    Part of the Furniture 500 Posts Photogenic Debt-free and Proud!
    Congratulations! It's a great feeling, isn't it?!

    Consider adding your success to the Debt Free Roll of Honour.
    Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
    Paid back just under £50,000 due to some interest added.

    Dealt with my debt through a Step Change
    (CCCS) DMP.
    DMP Mutual Support Thread Member #240.
  • Chrisblue1962
    Chrisblue1962 Posts: 1,203 Forumite
    Part of the Furniture Combo Breaker
    Heartfelt Congratulations!!:T:T:T:T:T
    DFW'er - Lightbulb moment : 31st July 2009 - £18,499
    28th October 2019 -
    £13,505 - 27% paid off.
    Demolishing my House of Debt.. one brick at a time!! :)
    Thinking of spending???..YNAB says "NO!!!!"


  • myteeduck
    myteeduck Posts: 302 Forumite
    Yey! Congratulations!! xx
    Car Paid in full - 10/06/2016 :j
  • Ratison
    Ratison Posts: 263 Forumite
    Debt-free and Proud!
    I love posts like this. I hope you have a celebration planned!
  • Well done — that's amazing! And very inspiring too :D
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    fantastic!
  • kirstle99
    kirstle99 Posts: 471 Forumite
    Part of the Furniture 100 Posts Debt-free and Proud!
    Thank you everyone, it's really not quite sunk in yet haha :)

    I will go and check out the roll of honour, thank you! It's reading posts about people becoming debt free that spurred me on in the hardest times, it really gives you energy to carry on :)
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Wonderful news! Congratulations x
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Well done to you! What a journey you've had and how amazing it must feel.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • uncreative
    uncreative Posts: 384 Forumite
    Chutzpah Haggler Debt-free and Proud!
    Well done - what a fantastic achievement.
    Total Credit Used...=........£9,000 / £52,700
    Mortgage..............=........£138,000 , 20 Years left.
    :starmod:CC cashback for this year..=........£112.88 £205.81 banked in 2015
    :starmod:YNAB User & Mortgage Free Wannabe
    :starmod::A19/03/16
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