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  • FIRST POST
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 6th Nov 14, 4:53 PM
    • 8,333Posts
    • 46,638Thanks
    please-let-me-be-lucky
    Three choices in life; Give up, Give in or Give all you've got!!
    • #1
    • 6th Nov 14, 4:53 PM
    Three choices in life; Give up, Give in or Give all you've got!! 6th Nov 14 at 4:53 PM
    This is my 2nd diary on MSE. My first diary, "When I asked for luck I didn't mean the bad variety!!" has to be closed as it's reached over 5000 posts!! It can be found here;

    http://forums.moneysavingexpert.com/showthread.php?t=3911061

    In 2011 my Husband had a motorcycle accident resulting in a severe brain injury, memory problems and Epilepsy. Unfortunately he is getting worse not better and I am now his full time Carer, which can be challenging, but I'm ever grateful he is still here! I also have 2 boys aged 10 and almost 5, a part time job and I'm currently a Beaver Leader but I've just given notice to leave at Christmas (as much as it pains me!) as I just can't manage that too. The last 3.5 years have been hard going for lots of reasons, but worth it. Every day may not be good, but there's something good in every day!!

    At the time of the accident we owed over £23,700 on credit cards and we currently owe just over £3000. Hopefully this diary will see us getting debt free forever! I hope you'll join me.

    Lucky Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in November 2/5
    Lbs lost 14.5/107.
Page 1
    • lindens
    • By lindens 6th Nov 14, 4:59 PM
    • 1,976 Posts
    • 6,881 Thanks
    lindens
    • #2
    • 6th Nov 14, 4:59 PM
    • #2
    • 6th Nov 14, 4:59 PM
    subscribed! (again)
    You're not your * could have not of * Debt not dept *
    • JustAboutThere
    • By JustAboutThere 6th Nov 14, 5:09 PM
    • 507 Posts
    • 2,150 Thanks
    JustAboutThere
    • #3
    • 6th Nov 14, 5:09 PM
    • #3
    • 6th Nov 14, 5:09 PM
    Great title choice - reflects you totally.

    Have also (re)subscribed.
    • Bubblesmum
    • By Bubblesmum 6th Nov 14, 5:24 PM
    • 1,056 Posts
    • 6,128 Thanks
    Bubblesmum
    • #4
    • 6th Nov 14, 5:24 PM
    • #4
    • 6th Nov 14, 5:24 PM
    Billy no mates no longer .... Subscribed x
    Mrs B Debt £1857 @ 13/06/2017, £1790 16/06/2017
    • Dolphin1
    • By Dolphin1 6th Nov 14, 5:51 PM
    • 699 Posts
    • 2,409 Thanks
    Dolphin1
    • #5
    • 6th Nov 14, 5:51 PM
    • #5
    • 6th Nov 14, 5:51 PM
    Happy New Diary PLMBL!

    Subscribed (again).
    • maddiemay
    • By maddiemay 6th Nov 14, 6:13 PM
    • 3,166 Posts
    • 27,821 Thanks
    maddiemay
    • #6
    • 6th Nov 14, 6:13 PM
    • #6
    • 6th Nov 14, 6:13 PM
    Lovely new diary, your chums will soon catch up with you.
    • Nicky Noo Na
    • By Nicky Noo Na 6th Nov 14, 6:21 PM
    • 744 Posts
    • 6,480 Thanks
    Nicky Noo Na
    • #7
    • 6th Nov 14, 6:21 PM
    • #7
    • 6th Nov 14, 6:21 PM
    Yey for shiny new diary! Love the title. That amount of debt reduction is amazing, you'll be debt free and have lots of spare money in no time.

    Also can't believe the cheek of the scout leader, well done on sticking to your guns.

    • Eager_Elephant
    • By Eager_Elephant 6th Nov 14, 7:09 PM
    • 4,132 Posts
    • 22,407 Thanks
    Eager_Elephant
    • #8
    • 6th Nov 14, 7:09 PM
    • #8
    • 6th Nov 14, 7:09 PM
    Stalked Followed you over
    Ninja Saving Turtle No. 15 for November
    NSD - 1/15
    (up to 01/11/17)
    My Diary is here - http://forums.moneysavingexpert.com/showthread.php?t=2175629 (Eager Elephants Effective Everyday Excursion)
    • Ammeretto
    • By Ammeretto 6th Nov 14, 7:25 PM
    • 161 Posts
    • 367 Thanks
    Ammeretto
    • #9
    • 6th Nov 14, 7:25 PM
    • #9
    • 6th Nov 14, 7:25 PM
    Shiney new thread.

    I hope this one holds better luck than the last.

    Subscribed
    Debt at LBM (Mar 14) - £29,981.66 + £11,320.91 Car & Bike HP + £799.78 HMRC tax credits = £42,102.35
    Credit card Debt Sep 17 - £11,000
    PAYDbyXMAS2017 #142 - £12,850 / £10,000
    • NoOneAround
    • By NoOneAround 6th Nov 14, 7:30 PM
    • 1,587 Posts
    • 7,622 Thanks
    NoOneAround
    Hello PleaseLMBL
    x
    NOA
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/04/17 £66,996=7.62%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £173,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes
    Wombling Free Cash May2016 £51
    • *Robin*
    • By *Robin* 6th Nov 14, 7:31 PM
    • 3,186 Posts
    • 12,706 Thanks
    *Robin*
    Happy New Diary, Lucky!

    Great title.
    • Fortune Smiles
    • By Fortune Smiles 6th Nov 14, 8:08 PM
    • 2,570 Posts
    • 21,136 Thanks
    Fortune Smiles
    I'm here


    Loving the new title.


    Fortune x
    Mortgage: 2.02% paid House Deposit Contribution: 84% Emergency Fund: 43%

    All we have to decide is what to do with the time that is given to us - J R R Tolkein
    • Sun Addict
    • By Sun Addict 6th Nov 14, 8:58 PM
    • 4,614 Posts
    • 26,318 Thanks
    Sun Addict
    Woo hoo new diary! Hope this one brings you good fortune have subscribed.
    Virtual Sealed Pot £671.22
    November NSD 4/12
    Weight loss 1/7lbs
    Mr SA finally in remission December 2013
    • beanielou
    • By beanielou 6th Nov 14, 10:07 PM
    • 48,483 Posts
    • 178,341 Thanks
    beanielou
    Falls in.
    Found you
    Happy shiny new diary
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • beanielou
    • By beanielou 6th Nov 14, 10:08 PM
    • 48,483 Posts
    • 178,341 Thanks
    beanielou
    Also remember debt will soon be in the two's
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 2 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding***
    • please-let-me-be-lucky
    • By please-let-me-be-lucky 6th Nov 14, 10:16 PM
    • 8,333 Posts
    • 46,638 Thanks
    please-let-me-be-lucky
    Yay! Lots of lovely visitors! It feels like home now! Welcome everyone!

    So, to pick up where I left off in my last diary, DH didn't have a full seizure last night and has been ok today . He had mini seizures yesterday (which he calls 'waves of fear'), which he sometimes gets as stand alone seizures, but they can also be a precursor to his full tonic-clonic fits so I was a bit on edge. We still haven't heard from the Epilepsy Nurse who was supposed to call us on Friday last week, after she'd spoken to DH's Consultant following DH's spell in A&E. I did ring to chase her on Tuesday but she was in clinic and I just got a secretary who promised to pass the message on. I will call again tomorrow if we still haven't heard anything.

    DH and I went shopping today while the boys were in school and I'm feeling much more sorted for Christmas now! I doubled up £15 of Clubcard vouchers so got £36 worth of things for £6 cash and we got some good bargains elsewhere too.

    Tonight I went to Clubbercise and it was awesome! It's an exercise class done in the dark with disco lights and glowsticks and I loved it! Well worth the £4 it cost, I haven't stopped smiling! The class is on on Mondays and Thursdays and after I give up Beavers at Christmas I will certainly be doing it once a week.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0

    NSDs achieved in November 2/5
    Lbs lost 14.5/107.
    • liltdiddylilt
    • By liltdiddylilt 6th Nov 14, 10:51 PM
    • 4,035 Posts
    • 28,339 Thanks
    liltdiddylilt
    Hello Lucky! I am here, late to the party as always!

    Wicked news about clubbercise. I am a little jealous but so so happy that it has made you smile. £4 is nothing to cheer you up!

    Love the new diary name. Very you indeed xx
    Virtual Pot #25 £0.00/£350.00
    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
    • Mara_uk7
    • By Mara_uk7 6th Nov 14, 11:22 PM
    • 1,201 Posts
    • 4,239 Thanks
    Mara_uk7
    No use hiding, i found you ! Wishing you only good things and much happiness in the next chapter of mse-ness
    • Buffythedebtslayer
    • By Buffythedebtslayer 7th Nov 14, 12:24 AM
    • 14,884 Posts
    • 47,933 Thanks
    Buffythedebtslayer
    oooo New Diary, am subscribed sorry I haven't been around, evil work being evil. VERY glad you are stopping Beavers. ridiculous amount of prep!! too much time and certainly not me time. silly doctor person.


    Will be around more next week but meanwhile, HUGS XXXX and


    Holy Jesus you have paid off a LOT of debt!


    Amazing woman XXXXX
    Saving all the money.............really I am !
    • boredofbeingathome
    • By boredofbeingathome 7th Nov 14, 12:56 AM
    • 15,386 Posts
    • 37,539 Thanks
    boredofbeingathome
    Good luck with your journey. I am a Guide leader and i know how hard it is, sometimes i put more into that than my teaching! Good decisions won't be regretted, just think of the wonderful memories you have created. x
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation
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