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  • FIRST POST
    carly87
    Do students pay prescription charges? And how should students save
    • #1
    • 19th Jun 07, 6:20 PM
    Do students pay prescription charges? And how should students save 19th Jun 07 at 6:20 PM
    Hello people- I hope you can help answer my query!

    I have a continual aim to become more money savvy whilst a student so I can cope a bit easier when I come out of Higher education

    My question is- do students over 18 in full time education have to pay for their prescriptions?

    I was talking to my boyfriend the other day, and his dentist told him about a form you can fill in and dependant on your household income, you may not have to pay for your prescriptions.

    Is this true?

    Last question is I am working over summer and I would like to put half my wages into a savings account, but I am not sure which saving account would be best for a student.

    Thanks lots!!!!
Page 1
    • Meatballs
    • By Meatballs 19th Jun 07, 6:26 PM
    • 410 Posts
    • 246 Thanks
    Meatballs
    • #2
    • 19th Jun 07, 6:26 PM
    • #2
    • 19th Jun 07, 6:26 PM
    Get a cash ISA (but with instant access unless you know you definitly wont need the money). Try and reach your £3000 allowance.

    Read: http://www.moneysavingexpert.com/savings/which-saving-account
    • Crispy Ambulance
    • By Crispy Ambulance 19th Jun 07, 6:31 PM
    • 3,751 Posts
    • 6,156 Thanks
    Crispy Ambulance
    • #3
    • 19th Jun 07, 6:31 PM
    • #3
    • 19th Jun 07, 6:31 PM
    students don't get free prescriptions per se, but most will qualify on the grounds of low income. You need to get a HC1 form when you start at uni and fill that in. Your student advice centre should have some, as will your gp and dentist.
    "Harry, I'm going to let you in on a little secret. Every day, once a day, give yourself a present. Don't plan it. Don't wait for it. Just let it happen. It could be a new shirt at the men's store, a catnap in your office chair, or two cups of good, hot black coffee."
    • cannylass
    • By cannylass 19th Jun 07, 6:41 PM
    • 294 Posts
    • 694 Thanks
    cannylass
    • #4
    • 19th Jun 07, 6:41 PM
    • #4
    • 19th Jun 07, 6:41 PM
    16-19 year olds in full time education, are entitled to free prescriptions (see the back of the prescription for this info).
    Of all the things I've lost, I miss my mind the most.....
  • carly87
    • #5
    • 19th Jun 07, 10:40 PM
    • #5
    • 19th Jun 07, 10:40 PM
    thanks to everyone who got back to me!

  • Oldernotwiser
    • #6
    • 20th Jun 07, 9:12 AM
    • #6
    • 20th Jun 07, 9:12 AM
    Get a cash ISA (but with instant access unless you know you definitly wont need the money). Try and reach your 3000 allowance.

    Read: http://www.moneysavingexpert.com/savings/which-saving-account
    Originally posted by Meatballs
    Surely the advantage of an ISA is that you don't pay tax on it? As most students are non taxpyers, it rather negates the purpose of it for them.
  • freebie_junkie
    • #7
    • 20th Jun 07, 10:41 AM
    • #7
    • 20th Jun 07, 10:41 AM
    students don't get free prescriptions per se, but most will qualify on the grounds of low income. You need to get a HC1 form when you start at uni and fill that in. Your student advice centre should have some, as will your gp and dentist.
    Originally posted by Crispy Ambulance
    the threashold is very low though, im a student and also self-employed, i only made just over £4000 last year and im not entitled any more
    Last edited by freebie_junkie; 20-06-2007 at 10:44 AM.
    The best things in life are FREE!
    • someone
    • By someone 20th Jun 07, 1:14 PM
    • 628 Posts
    • 274 Thanks
    someone
    • #8
    • 20th Jun 07, 1:14 PM
    • #8
    • 20th Jun 07, 1:14 PM
    Surely the advantage of an ISA is that you don't pay tax on it? As most students are non taxpyers, it rather negates the purpose of it for them.
    Originally posted by Oldernotwiser
    Because its use it or loose it
    Once you start paying tax you wont pay tax on the contributions from the years you have been adding.
  • Broke Student
    • #9
    • 20th Jun 07, 4:59 PM
    • #9
    • 20th Jun 07, 4:59 PM
    16-19 year olds in full time education, are entitled to free prescriptions (see the back of the prescription for this info).
    Originally posted by cannylass
    It's 16-18 year olds who get free prescriptions (when in full time education).
  • Gemmzie
    True when you are 19 or 20 and still in college education you still get screwed on prescription charges (even though you still qualify for child benefit and tax credits as a qualifying young person)!!
    No longer using this account for new posts from 2013
    • pondie1
    • By pondie1 20th Jun 07, 8:20 PM
    • 1,662 Posts
    • 5,368 Thanks
    pondie1
    i just applied for my daughters who are at uni,they can only say no really
  • si1503
    Surely the advantage of an ISA is that you don't pay tax on it? As most students are non taxpyers, it rather negates the purpose of it for them.
    Originally posted by Oldernotwiser
    Maybe in the short-run, but bearing in mind that virtually all students will become taxpayers once they land a job after Uni its worth saving in an ISA even for students.
  • carly87
    so once you have been saving in your ISA up until the beginning of the next tax year, what happens to your money? does it just sit there?

    then either u can keep with same company for your next year of saving, or transfer out (whilst making sure u arent stung for doing so, or prevented by certain companies)?

    is that right?
    • nad1611
    • By nad1611 29th Jun 10, 10:28 AM
    • 623 Posts
    • 281 Thanks
    nad1611
    It's 16-18 year olds who get free prescriptions (when in full time education).
    Originally posted by Broke Student

    Actually the original quote from Cannylass was correct as long as a 19 year old is in full time education they will be entitled to Free prescriptions, child tax credit and child benefit. There are some forms of advanced education which do not apply though.
    • atypical
    • By atypical 29th Jun 10, 6:57 PM
    • 1,324 Posts
    • 830 Thanks
    atypical
    Actually the original quote from Cannylass was correct as long as a 19 year old is in full time education they will be entitled to Free prescriptions, child tax credit and child benefit. There are some forms of advanced education which do not apply though.
    Originally posted by nad1611
    This isn't correct. The back of a prescription reads "is 16, 17 or 18 and in full-time education". Pharmacies are supposed to ask for evidence of this and if none is provided mark the back of the script. Scripts that have been marked are targeted for further checks by the PPA Fraud Investigation unit (though I'd imagine the % that are checked is very small).
    Last edited by atypical; 29-06-2010 at 7:06 PM.
    "An economist is a surgeon with an excellent scalpel and a rough-edged lancet, who operates beautifully on the dead and tortures the living." - Nicholas Chamfort
    • Mankysteve
    • By Mankysteve 29th Jun 10, 8:20 PM
    • 4,119 Posts
    • 2,926 Thanks
    Mankysteve
    Unless your at welsh uni. Thank you very much welsh assembly.
    • Indie Kid
    • By Indie Kid 29th Jun 10, 8:26 PM
    • 21,641 Posts
    • 29,331 Thanks
    Indie Kid
    You can also get free prescriptions if you're on a low income.
    • johnswife
    • By johnswife 30th Jun 10, 11:25 AM
    • 1,554 Posts
    • 2,563 Thanks
    johnswife
    This isn't correct. The back of a prescription reads "is 16, 17 or 18 and in full-time education". Pharmacies are supposed to ask for evidence of this and if none is provided mark the back of the script. Scripts that have been marked are targeted for further checks by the PPA Fraud Investigation unit (though I'd imagine the % that are checked is very small).
    Originally posted by atypical

    Yes, my eldest daughter was 19 last March and she has to pay for her prescriptions: ant-depressants, beta blockers, hayfever & eczema cream. We now buy the last two over the counter as it is cheaper.
  • spikey123
    If you get a HC1 form (you can get them from doctors and post offices) be prepared for the amount of paperwork you'll need to send off. At the very least you'll need your letters from your last loan, proof of grants (I don't think you'll get the assistance if you don't qualify for the grant as this too is based on parents/partners income) and letters of bursarys you are entitled to. If you live with someone who works full time you will also need copies of 2 months worth of payslips from them.
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