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Old direct line loan PPI claim
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highrising51
Posts: 1 Newbie
Hi everyone!
A quick question re. an old loan. In 2005 I paid back in a lump sum approximately half of a loan I took out with direct line in 2001 or 02 to consolidate debts (profit of a house sale).
Now, when I took out this loan I DISTINCTLY remember being told that my application would probably be refused if I did not take out PPI, they gave the excuse I was pretty young (!). I remember discussing it with OH when the paperwork came thru.
Now, I can't find any paperwork and I strongly suspect I destroyed it in relief in 2005 when it was paid off. I never realised I could potentially claim it back as I thought it had to be within 6 years. I now know thats not the case thanks to MSE.
I've read the guide and I'm going to give it a go, but my question is (got there in the end) - does anyone know who I should write to? On a quick google it seems Direct Line haven't given out loans for a number of years, and that theres now some connection with RBS. Do I contact RBS? Or Direct Line?
Apologies if the answers are elsewhere on this site...
I'm a bit scared about the whole thing if truth be told, and kind of assume I'll get laughed at or run around, but hey. Might as well try eh?
A quick question re. an old loan. In 2005 I paid back in a lump sum approximately half of a loan I took out with direct line in 2001 or 02 to consolidate debts (profit of a house sale).
Now, when I took out this loan I DISTINCTLY remember being told that my application would probably be refused if I did not take out PPI, they gave the excuse I was pretty young (!). I remember discussing it with OH when the paperwork came thru.
Now, I can't find any paperwork and I strongly suspect I destroyed it in relief in 2005 when it was paid off. I never realised I could potentially claim it back as I thought it had to be within 6 years. I now know thats not the case thanks to MSE.
I've read the guide and I'm going to give it a go, but my question is (got there in the end) - does anyone know who I should write to? On a quick google it seems Direct Line haven't given out loans for a number of years, and that theres now some connection with RBS. Do I contact RBS? Or Direct Line?
Apologies if the answers are elsewhere on this site...
I'm a bit scared about the whole thing if truth be told, and kind of assume I'll get laughed at or run around, but hey. Might as well try eh?
0
Comments
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You complain to whoever sold it to you, but this sounds like it was pre-regulation [January 2005] so they may dismiss it.Non me fac calcitrare tuum culi0
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