Reclaiming Bank Charges

Chicken-keeper · 5 July 2012 at 9:16AM

I currently am on a debt management plan and trying to get myself sorted. It is working extremely well. I also decided to claim back ludicrous bank charges from First Direct that I had paid. They are looking into this , but because I no longer bank there (asI owe them overdraft still), theystate they require 6 months pay slips, 6 months bank statements and a up to date income/expenditure sheet. Is this normal proceedure that banks ask for ? :eek:

thank you in anticipation

Wywth · 5 July 2012 at 10:26AM

Chicken-keeper wrote: »

I currently am on a debt management plan and trying to get myself sorted. It is working extremely well. I also decided to claim back ludicrous bank charges from First Direct that I had paid. They are looking into this , but because I no longer bank there (asI owe them overdraft still), theystate they require 6 months pay slips, 6 months bank statements and a up to date income/expenditure sheet. Is this normal proceedure that banks ask for ? :eek:

thank you in anticipation

I don't know if it's normal procedure, but based on information gleaned from this site, if you no longer have the bank account, then it is highly unlikely that a refund of any bank charges will transpire as their past application is not adversely affecting your current financial position.

Reclaiming Bank Charges

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