Best value used car warranty

Lots of reviews on the Honestjohn site here for waarinty direct-

http://www.honestjohn.co.uk/forum/post/index.htm?t=86213

Here is an example of how they get out out of paying out-

"I have taken a look at your claim and the reasons we gave for the initial rejection were based on the observations of an independant qualified engineer.

The engineer confirmed there had been a failure (he found it was due to that the oil seals and main central shaft bearing within the turbo) and stated this failure was down to wear and tear. HOWEVER this failure had been further aggravated by the vehicle being driven on - hence it "blew into bits".

It was believed that the fault would have been present at the time of inception of the policy and would certainly have been manifesting itself within the first 90 days of the policy. This was the reason for the initial rejection.

As you mentioned previously you were unhappy with this decision and spoke to the complaints department here. They agreed that the problem was a wear and tear issue but due to the fact that there was no explicit evidence to prove that there had been a concern within the first 90 days we agreed to consider the turbo as the fault had occurred outside the 90 days (the 98th day).

If I am correct you believe that damage done to your intercooler should have been covered. The turbo's oil seals failed (resulting in the bearings seizing and it blowing to bits!) which in turn contaminated the intercooler. If you look at p9 section 13 failure of insured or uninsured parts due to contamination is not covered.

You should have already been made aware of all of this. We believe we have been fair thus far with your claim based on the facts we have seen."

Cars these days have a design life of around 7 years after which components will start to fail. Your car is now in the early stages of becoming a banger.