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Aviva 7 day Car Insurance
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hcb42
Posts: 5,962 Forumite
Just looking for opinions really. We are buying a new car, picking it up tomorrow, and have sold a car which was obviously insured elsewhere, taken out in May, therefore to me all I had to do was change my insurance over to new vehicle...job done, and I am expecting new insurance cert in the post tomorrow - effective from tomorrow.
Garage seemed to really push this 7 day "free" insurance with Aviva. THwey said vehicle had to be insured and evidence of, before it was driven off the forecourt, no real idea why, as surely that is our responsibility (we paid the dealer in cash/BACS). I was not there, and told hubby to run a mile, didnt see what the issue was with simply swapping ours over, given we have had nearly two week's notice etc. I could envisage lots of issues, say if we then had a write off or something in this seven days, as we had no intention of taking out an annual policy as I still have 8 months left to run on the current insurer!
Anyway, hubby mentioned it again tonight as he wanted to pick the car up 24 hours earlier than arranged (today!), which did not materialise, as I did not feel it was a sensible way to insure a car - he felt there was no risk to this 7 day thing, I thought otherwise..can anyone shed any thoughts on this kind of cover?
Garage seemed to really push this 7 day "free" insurance with Aviva. THwey said vehicle had to be insured and evidence of, before it was driven off the forecourt, no real idea why, as surely that is our responsibility (we paid the dealer in cash/BACS). I was not there, and told hubby to run a mile, didnt see what the issue was with simply swapping ours over, given we have had nearly two week's notice etc. I could envisage lots of issues, say if we then had a write off or something in this seven days, as we had no intention of taking out an annual policy as I still have 8 months left to run on the current insurer!
Anyway, hubby mentioned it again tonight as he wanted to pick the car up 24 hours earlier than arranged (today!), which did not materialise, as I did not feel it was a sensible way to insure a car - he felt there was no risk to this 7 day thing, I thought otherwise..can anyone shed any thoughts on this kind of cover?
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Comments
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We had the 7 day cover with Aviva when we picked our sons car up as nobody else would insure us due to us not owning the car. Had no problems with it. We had to get a quote for the year before they would give us the free 7 days but I had to get it in my husbands name as he was driving the car. Worked out fine for us as we got the car a week before it was his 17th birthday, so we couldn't get him insurance anyway until he was 17.
Enjoy your new car.0 -
I've used it twice - it's quite common if you buy from dealers. The dealer in both circumstances used the insurance to get the tax disc (they'd cancelled the prevous tax disc when the car came into the dealership) so that was their reason for getting it.
When I used it it had a clause whereby it was automatically invalid as soon as any other insurance is taken out on the vehicle. So if you swap your usual insurance over then you don't need it and it's therefore invalid.
It didn't cover me for business use, though, so I got my usual insurance swapped over onto the car after a couple of days as I needed to drive the car for work.Indecision is the key to flexibility
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