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Chartered Trust on Credit Report - Who are they???
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# 1
gypsymoth
Old 18-10-2009, 4:32 PM
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Question Chartered Trust on Credit Report - Who are they???

Hi

I get a monthly Equifax credit report, and the most recent one has shown a change to my file

The entry is a 'New Loan' and the company is Chartered Trust. I've not signed up to any loan agreements recently, and definitely not with this company who show up very little info when you Google search them

Has anyone heard of them?

Importantly, how do I get this removed from my credit file? I'm worried about identity theft (had this happen before and it's a nightmare)

Any advice appreciated - cheers

L
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# 2
LeeSouthEast
Old 18-10-2009, 5:28 PM
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This may (or may not!) help...

Chartered Trust PLC
The provision of wholesale and retail credit facilities to caravan retailers and their customers.

24 - 26 Newport Road
Cardiff
South Glamorgan
CF24 0SR

Bought a caravan lately?
Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009
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# 3
gypsymoth
Old 18-10-2009, 5:35 PM
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Quote:
Originally Posted by LeeSouthEast View Post
This may (or may not!) help...

Chartered Trust PLC
The provision of wholesale and retail credit facilities to caravan retailers and their customers.

24 - 26 Newport Road
Cardiff
South Glamorgan
CF24 0SR

Bought a caravan lately?
Thanks. Yes, did see that.... havent been in a caravan for over 20 years!

cheers
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# 4
gypsymoth
Old 23-10-2009, 1:50 AM
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Oh dear... there's now a new credit card logged on my credit report

What do I do now? How do Equifax step in to help? I seem to have been hit by identity theft

Any advice appreciated
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# 5
XSpender
Old 23-10-2009, 9:22 AM
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Chartered Trust were purchased by the LLoyds in about 2000 and are now called Black Horse. They do car, caravan, motor bike and retail finance (for sofas and stuff) as well as personal loans.

HTH
2014 Goals
1) clear secured loan 2) don't touch the redundancy money 3) £3000 extra in saves 4) clear the 2 CCs (1 SIF) 5) start to pay full capital and interest payments to mortgage
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# 6
gypsymoth
Old 23-10-2009, 10:06 AM
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Quote:
Originally Posted by XSpender View Post
Chartered Trust were purchased by the LLoyds in about 2000 and are now called Black Horse. They do car, caravan, motor bike and retail finance (for sofas and stuff) as well as personal loans.

HTH
Ah, many thanks. I did finance on a recent purchase thru Black Horse, so the Chartered Trust thing was a bit of a red herring

Got to get to the bottom of this credit card though

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# 7
MrsTinks
Old 23-10-2009, 10:17 AM
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Make sure the Black Horse/Chartered Trust thingy is the right amount too If you are sure the credit card isn't yours though then immediately place a notice on it through the credit reference company
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# 8
gypsymoth
Old 23-10-2009, 10:37 AM
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Quote:
Originally Posted by MrsTine View Post
Make sure the Black Horse/Chartered Trust thingy is the right amount too If you are sure the credit card isn't yours though then immediately place a notice on it through the credit reference company
Thanks

The problem with Equifax is that their 'reports' are so vague, they dont even give you account numbers or contact details for the people on your report. You're forced to call the helpline... which I will later

cheers
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