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  • FIRST POST
    • gypsymoth
    • By gypsymoth 18th Oct 09, 4:32 PM
    • 70Posts
    • 10Thanks
    gypsymoth
    Chartered Trust on Credit Report - Who are they???
    • #1
    • 18th Oct 09, 4:32 PM
    Chartered Trust on Credit Report - Who are they??? 18th Oct 09 at 4:32 PM
    Hi

    I get a monthly Equifax credit report, and the most recent one has shown a change to my file

    The entry is a 'New Loan' and the company is Chartered Trust. I've not signed up to any loan agreements recently, and definitely not with this company who show up very little info when you Google search them

    Has anyone heard of them?

    Importantly, how do I get this removed from my credit file? I'm worried about identity theft (had this happen before and it's a nightmare)

    Any advice appreciated - cheers

    L
Page 1
    • LeeSouthEast
    • By LeeSouthEast 18th Oct 09, 5:28 PM
    • 3,769 Posts
    • 2,948 Thanks
    LeeSouthEast
    • #2
    • 18th Oct 09, 5:28 PM
    • #2
    • 18th Oct 09, 5:28 PM
    This may (or may not!) help...

    Chartered Trust PLC
    The provision of wholesale and retail credit facilities to caravan retailers and their customers.

    24 - 26 Newport Road
    Cardiff
    South Glamorgan
    CF24 0SR

    Bought a caravan lately?
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009
    Do something amazing. GIVE BLOOD.
    • gypsymoth
    • By gypsymoth 18th Oct 09, 5:35 PM
    • 70 Posts
    • 10 Thanks
    gypsymoth
    • #3
    • 18th Oct 09, 5:35 PM
    • #3
    • 18th Oct 09, 5:35 PM
    This may (or may not!) help...

    Chartered Trust PLC
    The provision of wholesale and retail credit facilities to caravan retailers and their customers.

    24 - 26 Newport Road
    Cardiff
    South Glamorgan
    CF24 0SR

    Bought a caravan lately?
    Originally posted by LeeSouthEast
    Thanks. Yes, did see that.... havent been in a caravan for over 20 years!

    cheers
    • gypsymoth
    • By gypsymoth 23rd Oct 09, 1:50 AM
    • 70 Posts
    • 10 Thanks
    gypsymoth
    • #4
    • 23rd Oct 09, 1:50 AM
    • #4
    • 23rd Oct 09, 1:50 AM
    Oh dear... there's now a new credit card logged on my credit report

    What do I do now? How do Equifax step in to help? I seem to have been hit by identity theft

    Any advice appreciated
    • XSpender
    • By XSpender 23rd Oct 09, 9:22 AM
    • 2,705 Posts
    • 27,958 Thanks
    XSpender
    • #5
    • 23rd Oct 09, 9:22 AM
    • #5
    • 23rd Oct 09, 9:22 AM
    Chartered Trust were purchased by the LLoyds in about 2000 and are now called Black Horse. They do car, caravan, motor bike and retail finance (for sofas and stuff) as well as personal loans.

    HTH
    EF £1000 - £0
    • gypsymoth
    • By gypsymoth 23rd Oct 09, 10:06 AM
    • 70 Posts
    • 10 Thanks
    gypsymoth
    • #6
    • 23rd Oct 09, 10:06 AM
    • #6
    • 23rd Oct 09, 10:06 AM
    Chartered Trust were purchased by the LLoyds in about 2000 and are now called Black Horse. They do car, caravan, motor bike and retail finance (for sofas and stuff) as well as personal loans.

    HTH
    Originally posted by XSpender
    Ah, many thanks. I did finance on a recent purchase thru Black Horse, so the Chartered Trust thing was a bit of a red herring

    Got to get to the bottom of this credit card though

    • MrsTinks
    • By MrsTinks 23rd Oct 09, 10:17 AM
    • 14,994 Posts
    • 23,030 Thanks
    MrsTinks
    • #7
    • 23rd Oct 09, 10:17 AM
    • #7
    • 23rd Oct 09, 10:17 AM
    Make sure the Black Horse/Chartered Trust thingy is the right amount too If you are sure the credit card isn't yours though then immediately place a notice on it through the credit reference company
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's!

    My DFW Diary - blah- mildly funny stuff about my journey
    • gypsymoth
    • By gypsymoth 23rd Oct 09, 10:37 AM
    • 70 Posts
    • 10 Thanks
    gypsymoth
    • #8
    • 23rd Oct 09, 10:37 AM
    • #8
    • 23rd Oct 09, 10:37 AM
    Make sure the Black Horse/Chartered Trust thingy is the right amount too If you are sure the credit card isn't yours though then immediately place a notice on it through the credit reference company
    Originally posted by MrsTine
    Thanks

    The problem with Equifax is that their 'reports' are so vague, they dont even give you account numbers or contact details for the people on your report. You're forced to call the helpline... which I will later

    cheers
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