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  • FIRST POST
    • gooligan
    • By gooligan 12th Apr 09, 9:24 AM
    • 84Posts
    • 21Thanks
    gooligan
    No Claims Discount,how long does it last?
    • #1
    • 12th Apr 09, 9:24 AM
    No Claims Discount,how long does it last? 12th Apr 09 at 9:24 AM
    Does anyone know how long your no claims bonus lasts for on car insurance?I had 6 years with Tesco but sold my car in Oct 2005 and am now looking at buying another motor but dont know if my no claims are still valid.
    TIA
Page 1
  • prettypennies
    • #2
    • 12th Apr 09, 9:34 AM
    • #2
    • 12th Apr 09, 9:34 AM
    On my esure policy it says 2 years. It may vary from one company to another though
    Twins, twice the laughs, twice the fun, twice the mess!

    £2012 in 2012 member #114 £8.33/£2012
    • dacouch
    • By dacouch 12th Apr 09, 10:01 AM
    • 19,243 Posts
    • 11,831 Thanks
    dacouch
    • #3
    • 12th Apr 09, 10:01 AM
    • #3
    • 12th Apr 09, 10:01 AM
    2 years with most companies but some companies will acccept it up to years.

    It might be worth asking Tescos if they would allow you any no claims bonus
    • anna42hmr
    • By anna42hmr 12th Apr 09, 10:46 AM
    • 2,284 Posts
    • 827 Thanks
    anna42hmr
    • #4
    • 12th Apr 09, 10:46 AM
    • #4
    • 12th Apr 09, 10:46 AM
    i phoned around a few companies the beginning of last year, and all said 2 years, (i sold my car in jan last year and started car sharing with my dad to cut costs and wanted to see what the affect of my 5 years no claims would be if i were not to get a car again for a few years, ) just a hint to anyone like us, we ended up going with norwich union i think (dad as ph me as nd, but they were made aware that its a car sharing arrangement), they advised they would take note of my 5 yrs no claims(and asked me to send proof with dads) and that as they did a no claims for named drivers when the nd would take their own insurance with them, it wouldnt have an effect (ie 5 years before plus for instance if i am with them for 3 yrs as nd would still acrue no claims etc) the only catch will be that the first time i get insurance again for myself as ph, will have to go with Norwich union for the first full year
    MFW # 105

    2015 Target £7000/ Overpaid £8095

    2016 Original Target £4500, Target increased to £5500 / Overpaid so far £5016.08 (as at end of April)
    • gooligan
    • By gooligan 12th Apr 09, 6:41 PM
    • 84 Posts
    • 21 Thanks
    gooligan
    • #5
    • 12th Apr 09, 6:41 PM
    • #5
    • 12th Apr 09, 6:41 PM
    Thanks for the replies.
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