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No Claims Discount,how long does it last?

Does anyone know how long your no claims bonus lasts for on car insurance?I had 6 years with Tesco but sold my car in Oct 2005 and am now looking at buying another motor but dont know if my no claims are still valid.
TIA

Comments

  • prettypennies
    prettypennies Posts: 1,541 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    On my esure policy it says 2 years. It may vary from one company to another though
    Twins, twice the laughs, twice the fun, twice the mess!:j:j
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    2 years with most companies but some companies will acccept it up to years.

    It might be worth asking Tescos if they would allow you any no claims bonus
  • anna42hmr
    anna42hmr Posts: 2,901 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    i phoned around a few companies the beginning of last year, and all said 2 years, (i sold my car in jan last year and started car sharing with my dad to cut costs and wanted to see what the affect of my 5 years no claims would be if i were not to get a car again for a few years, ) just a hint to anyone like us, we ended up going with norwich union i think (dad as ph me as nd, but they were made aware that its a car sharing arrangement), they advised they would take note of my 5 yrs no claims(and asked me to send proof with dads) and that as they did a no claims for named drivers when the nd would take their own insurance with them, it wouldnt have an effect (ie 5 years before plus for instance if i am with them for 3 yrs as nd would still acrue no claims etc) the only catch will be that the first time i get insurance again for myself as ph, will have to go with Norwich union for the first full year
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • gooligan
    gooligan Posts: 88 Forumite
    Part of the Furniture Combo Breaker
    Thanks for the replies.
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