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Taking in a student as a lodger - advice please!
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# 1
johanne
Old 28-12-2005, 8:28 PM
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Default Taking in a student as a lodger - advice please!

Hiya,

I have a really good mate who is a student... i need someone to help me with the rent and it seems ideal for him to move in as we get on really well and have done for 6 years weve known each other and he needs somewhere to live.. now my questions are as follows:

1/ I know hed be exempt from paying council tax.. SO would i still get my 25% discount for being the only council tax paying person in the house?

2/Does 265 PCM sound fair for:

Medium sized bedroom - a double supposedly
Use of kitchen/bathroom/2 living rooms (im going to convert my dining room into 2nd sitting room when i get a lodger)
Gas
Electric
Water rates
dial up internet
Basic cable tv
Use of landline phone

Also have a takeaway and off licence on the bottom of the road.. aswell as a bus stop for a main bus route into the city centre and incidently the same bus he needs to get to go to his mums house!

(Just a side note ... my rent alone is 425 a month for a 2 bed terrace house....because i live in liverpool and rent here is high because of the capital of culture 2008 thing! Including council tax i pay out 640 on basic bills alone each month so it isnt even half my outgoings)

3/ Is there anything else financially i have to consider about taking in a lodger? Especially a student? (only ask cos of the whole council tax situation)
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# 2
Dora the Explorer
Old 28-12-2005, 9:02 PM
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You could try talking to the lettings office at the Uni, they should have a good idea of what the going rate is for rent. If you're on BT you could check how much the lodgers calls have cost through setting up a BT online account which will give itemised billing. He may be good about not phoning Oz without letting you know, but his friends may not be. Definitely check out the council tax position with the council, and if you decide to go ahead with a lodger get the council tax position in writing. An easy way of doing this is to write saying "I understand the council position is ........... Please write to me by return if this is incorrect".
Even though your lodger might be a friend, get a rent book.
Hope this helps
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# 3
grumpyoldgit
Old 28-12-2005, 9:07 PM
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Not sure about the council tax but what you suggest seems reasonable else how do students get an exemption?
You should advise the council you are taking in a lodger under the "rent a room" scheme - that will qualify for income tax relief on rent received up to an annual limit of approx 4300pa - check on HMRC website for exact details.
You MUST advise your landlord as it may affect your tenancy agreement.
Similarly advise your insurance company as it may alter the terms of their cover.
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# 4
Bossyboots
Old 28-12-2005, 9:09 PM
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You will get the 25% discount if your lodger is a student. My son has lived in two different places as a student and both times his co-tenant received the discount.

You need to check that you are allowed to take in a lodger under your tenancy agreement.
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# 5
johanne
Old 28-12-2005, 10:46 PM
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Yeah i am getting written permission off my landlord...l and will be contacting the council too about the council tax to. Wasnt sure of the "rent-a-room" thing.. so thanks grumpyoldgit!

Thanks for the note about phone calls also . im on telewest though but i do get itemised calls for anything over 20p... and i mainly use 1899 for my calls or free minutes on my mobile so this should definetely help to keep a track on his calls.
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# 6
sockospice
Old 28-12-2005, 11:02 PM
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Quote:
Originally Posted by johanne
Yeah i am getting written permission off my landlord...l and will be contacting the council too about the council tax to. Wasnt sure of the "rent-a-room" thing.. so thanks grumpyoldgit!

Thanks for the note about phone calls also . im on telewest though but i do get itemised calls for anything over 20p... and i mainly use 1899 for my calls or free minutes on my mobile so this should definetely help to keep a track on his calls.
The student will need to get a council tax exemption form from his/her uni (usually the central admin office) and then you'll get the 25% off.
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# 7
gizmoleeds
Old 28-12-2005, 11:05 PM
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Students leave stuff lying everwhere, drink milk out of the carton and live on cheese on toast and pasta.....
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# 8
freebie_junkie
Old 31-12-2005, 11:20 AM
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the council tax discount is teh same, youll keep on paying the 75% as a single person if one working person lives with a student.

i wouldnt let a stranger use my landline phone!

id split teh bills 50/50

when i was at uni in alsager a good rate was 50 per week excluding bills

make up a strong contract and take a security deposit, get a soilictor to look at teh contract

make sure ground rules are outlined in teh contract e.g. when friends are allowed over, how loud music is at certain times of teh day/night

i say this coz im a student and i know how some of my fellow ones can be! (thats why i live alone!)
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# 9
jobbingmusician
Old 31-12-2005, 1:58 PM
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I've shared my house with lots of students and never bothered with a contract - things have always been fine. I wouldn't even worry about the phone nowadays as bills are itemised (although I would probably make sure I had an 'all in' deal so that all landline calls are 'free' and get the lodger to contribute towards that and pay for any non-landline calls)

Only thing I can think of that hasn't been mentioned above is that if the University gets involved, they may ask you to produce a certificate from your gas maintenance people to verify that you have your gas boiler serviced annually (if applicable). Westminister Uni will find lodgers for local houseowners free of charge, but they insist on seeing this cert. - a good idea to avoid any risk of CO2 poisoning.
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# 10
freebie_junkie
Old 31-12-2005, 6:47 PM
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the thing is you might get that messy, anti-social one who runs off without paying and without a contract youd not have a leg to stand on, remember you dont know them!
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# 11
tr3mor
Old 01-01-2006, 10:51 AM
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Did you say the student was already a friend of yours? If so I wouldn't worry too much about all the contract type stuff. 265 seems pretty reasonable for what you're offering too.

Quote:
Originally Posted by gizmoleeds
Students leave stuff lying everwhere, drink milk out of the carton and live on cheese on toast and pasta.....
Lies. I'm a student, live with my girlfriend and we eat proper home cooked meals, drink out of glasses and are generally pretty houseproud!
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# 12
bbruce
Old 01-01-2006, 11:10 AM
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Yor rent figure sounds about right.
My son at LJMU pays £70 pw at Liberty park but it includes leccy & heating.
Next Sept he'll be looking for a house share - is your student is on his final year?
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# 13
Crispy Ambulance
Old 01-01-2006, 6:36 PM
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It doesn't matter if your lodger is a friend of yours or not, make sure you have a contract so that both of you know where you stand. Some students union advice centres have sample contracts or you can buy simple ones from Smiths etc. You don't need a solicitor - unless they are actually a housing law specialist, they are likely to be more trouble than help.
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# 14
freebie_junkie
Old 02-01-2006, 11:03 AM
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Quote:
Originally Posted by tr3mor
Did you say the student was already a friend of yours? If so I wouldn't worry too much about all the contract type stuff. 265 seems pretty reasonable for what you're offering too.



Lies. I'm a student, live with my girlfriend and we eat proper home cooked meals, drink out of glasses and are generally pretty houseproud!



i agree! i live in a council flart which i had to decorate and furnish myself so i keep it lovely and i cook every day and yes- i do too drink out of glasses!
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# 15
freebie_junkie
Old 02-01-2006, 11:04 AM
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p.s. i pay 48 a week on my council flat thats in bury, lancs. (obviously that doesnt include anything)
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# 16
Penny-Pincher!!
Old 02-01-2006, 5:12 PM
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Derrr I hit the Thanks button instead of reply :confused:

I would say that sounds OK, except that I wouldnt include the phone bill with that. Get an itemised bill and split line rental and sort out calls etc. It does seem quite cheap to me, but im in london and an average room here is about 90 pw and most have bills on top. So your charging 61pw roughly-that does seem awfully cheap. I think if it was me, Id charge 70pw plus half the phone bill.

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# 17
tr3mor
Old 02-01-2006, 9:22 PM
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Quote:
Originally Posted by Penny-Pincher!!
Derrr I hit the Thanks button instead of reply :confused:

I would say that sounds OK, except that I wouldnt include the phone bill with that. Get an itemised bill and split line rental and sort out calls etc. It does seem quite cheap to me, but im in london and an average room here is about 90 pw and most have bills on top. So your charging 61pw roughly-that does seem awfully cheap. I think if it was me, Id charge 70pw plus half the phone bill.

PP
xx
London is very expensive though, so you cant really compare.

I'm in manchester and me and girlfriend's flat costs 64 / week each (2 bedrooms, lounge, kitchen, bathroom, secure parking, CCTV and caretaker on site). Something like this would be twice the price in london.
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# 18
emma_b
Old 07-01-2006, 3:58 PM
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i too am a student i dont drink out of cartons, i cook and clean, in fact i am soo tidy my OHs friends say i have OCD on cleaning. i do like to play loud music but only at reasonable times, and every1 i know likes to play some tunes loud!!

good luck, i would get a simple contract drawn up 'just in case' its the most sensible thing to do i would expect a contract as a lodger anyway then you both know your rights

what will you do about food shopping? share it? shop for yourselves? if so my mate had her own shelf in the fridge and cupboards to store her things..
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# 19
freebie_junkie
Old 07-01-2006, 4:54 PM
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Quote:
Originally Posted by emma_b
i too am a student i dont drink out of cartons, i cook and clean, in fact i am soo tidy my OHs friends say i have OCD on cleaning. i do like to play loud music but only at reasonable times, and every1 i know likes to play some tunes loud!!

good luck, i would get a simple contract drawn up 'just in case' its the most sensible thing to do i would expect a contract as a lodger anyway then you both know your rights

what will you do about food shopping? share it? shop for yourselves? if so my mate had her own shelf in the fridge and cupboards to store her things..
youd know if you really had ocd
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# 20
emma_b
Old 09-01-2006, 2:16 PM
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yes i know i wasnt making fun of people with the condition in any way. was just using it to illustrate my point that all students arent mucky lazy layabouts!
im trying to calm down on the cleaning bcos i do get quite bad sometimes for example xmas day i hoovered 5 times and it drives me OH mad but i cant relax in an unitdy home. which means i dont relax much!
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