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TSB £500 pm bounce betweet banks/

Hi All
Thinking of opening a TSB current account with £10k.
Can anyone see why I can,t set up a transfer from another bank to meet their £500 pm clause and then bounce it back to the first bank a couple of days later?

Thanks in advance

Comments

  • jimjames
    jimjames Posts: 19,255 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 18 October 2014 at 11:45AM
    wessex100 wrote: »
    Hi All
    Can anyone see why I can,t set up a transfer from another bank to meet their £500 pm clause and then bounce it back to the first bank a couple of days later?
    No reason at all.

    And it doesn't even need to be a few days, can be transferred straight back. You can also do a transfer between 2 TSB accounts.

    They've recently cut the number of accounts you can open so you may only get interest on £2000 unless you open a joint account.
    Remember the saying: if it looks too good to be true it almost certainly is.
  • puk999
    puk999 Posts: 552 Forumite
    Ninth Anniversary 500 Posts
    wessex100 wrote: »
    Thinking of opening a TSB current account with £10k.

    Which account(s), and are you hoping to get interest on the entire £10,000?
  • thanks for the help ........ yes I was hoping to get the 5% interest on the 10k but just put in the obligatory £500 p/m from my other current acc. and bounce it back to meet the rules ??
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    wessex100 wrote: »
    thanks for the help ........ yes I was hoping to get the 5% interest on the 10k
    Now may be a good time to read the account T&Cs...only one page so not too onerous!

    Might save some tears later. ;)
  • Just realised they have a £2000 ceiling....damn.

    Thanks for advise tho. Will look for another place for the whole 10k. Moving £500 around every month just for 5% on 2k hardly seems worth it.
  • Eco_Miser
    Eco_Miser Posts: 5,059 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Your choice, you can get 3% on up to £20k at Santander, 4% on £5k at Lloyds.
    Eco Miser
    Saving money for well over half a century
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