Amex Preferred Rewards Gold

Not sure if this has been posted elsewhere, but I wonder if someone more learned than me could clarify.


I have had the MBNA Diamond Club Amex & Visa for years, but MBNA are closing it down at the end of November and offering a standard MBNA Credit Card as replacement. I used the Diamond cards to collect Avios, but in a correspondence from MBNA this morning no rewards have been mentioned for the replacement.


That being the case I am going to cancel the MBNA cards, and I have just taken out the Amex Preferred Rewards Gold card for the Avios rewards.


My question is. I recently benefitted from MBNA when the Credit Card "Section 75" rule paid me back when Low Cost Holidays went bust. I intend to use my new Amex Gold for all my spending now, but as Amex Gold is a CHARGE CARD and not a CREDIT CARD, can someone tell me if Section 75 applies to that card also?


Many thanks