asking for your credit rating leaves a foot print?
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mansicklebobblebod
Posts: 21 Forumite
Hi All,
I've tried searching but as you can imagine with words like "credit search" & "reference agency"...there is loads of everything comes up.
I'm looking at a first mortgage in the next couple of months so I've checked my credit rating with Experian,all seems correct,however,I would like to check it with another CRA just to be sure all is in order before my applictaion.
my Questions are:
a) Does me asking for my own credit history/rating show up as a 'foot print' to potential lenders?
b) Is everytime I check it recorded for potential lenders to see? for example if I check iti a couple of times a week,would they see?
Thank you in advance - Rob
I've tried searching but as you can imagine with words like "credit search" & "reference agency"...there is loads of everything comes up.
I'm looking at a first mortgage in the next couple of months so I've checked my credit rating with Experian,all seems correct,however,I would like to check it with another CRA just to be sure all is in order before my applictaion.
my Questions are:
a) Does me asking for my own credit history/rating show up as a 'foot print' to potential lenders?
b) Is everytime I check it recorded for potential lenders to see? for example if I check iti a couple of times a week,would they see?
Thank you in advance - Rob
0
Comments
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a) No.
b) No. Only you see your own report requests.
HTH.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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