Is more than one bank account better?

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  • bigadaj
    bigadaj Posts: 11,531 Forumite
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    gettinnerdy wrote: »
    Because it is bro.

    Lloyd’s or halifax

    Pointless then really.
  • Biggles
    Biggles Posts: 8,209 Forumite
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    I don't even know what you're asking.

    Interest, charges etc? They're set out on their websites.

    Customer service? Yeah, some people want to know, though I've no idea why, but these are both the same bank. And, as you have a Halifax account, you'll know what that's like. If you're not sure, open a Lloyds account and run them side-by-side.

    Get to work.
  • jimmycam
    jimmycam Posts: 21 Forumite
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    In people’s opinions who have dealings with both?

    Who’s best for better banking services, higher credit limits etc.

    Simple vote no clever answers

    - M Lewistoft
  • Mchambers
    Mchambers Posts: 1,054 Forumite
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    Lloyds get my vote. I used to work at Barclays and it should be avoided. Glad that I left.

    Please remember that Barclays are being prosecuted for fraud in 2019 together with 4 of their ex-directors (including their ex-CEO John Varley).

    HTHs.
  • msallen
    msallen Posts: 1,494 Forumite
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    Are stupid answers allowed?
  • Shakin_Steve
    Shakin_Steve Posts: 2,703 Forumite
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    msallen wrote: »
    Are stupid answers allowed?
    Of course. In fact, stupid questions deserve stupid answers.
    But....no clever answers, thank you.
    I came into this world with nothing and I've got most of it left.
  • datlex
    datlex Posts: 2,239 Forumite
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    Halifax Bank
    Partner is with Lloyds they don't offer him anything. I have Barclays accounts (as well as ones with other banks) always found their customer service fine and I have their blue rewards so earn from them.
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
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    datlex wrote: »
    Partner is with Lloyds they don't offer him anything.
    So no 2% on £5K, no decent regular saver at £400/month, no free cinema tickets/magazines, no everyday cashback offers. That seems a little unfair since they're all available to the rest of their customers.
  • Zanderman
    Zanderman Posts: 4,688 Forumite
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    jimmycam wrote: »
    In people’s opinions who have dealings with both?

    Who’s best for better banking services, higher credit limits etc.

    Simple vote no clever answers

    - M Lewistoft

    Impossible to answer Lloyds or Barclays to "Who’s best for better banking services, higher credit limits etc." You're asking about two different specific services plus an etc that could cover anything. Your poll won't tell you anything. Clever answers, on the other hand, might be useful.
  • datlex
    datlex Posts: 2,239 Forumite
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    Halifax Bank
    YorkshireBoy wrote: »
    So no 2% on £5K, no decent regular saver at £400/month, no free cinema tickets/magazines, no everyday cashback offers. That seems a little unfair since they're all available to the rest of their customers.
    He doesn't have 5K or £400 a month. Maybe because he has had the account for years.
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
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