Balancing not just the budget

moneyonmymindsam wrote: »

p.s


T'wil soon be the weather where one will need to frequent Mse site to borrow moggies for winter Moggie Slippers...


I would ask how they doing ? but imagine they are snoozing in the warmest spot they can find.

Sam! :j Lovely to see you :T

Mogs are indeed snoozing, it seems to be pretty much all they do :rotfl:. I went in to work late this morning and they had already retired straight from their breakfast to the sofa. I suppose I can stop feeling guilty about leaving them alone all day since it appears to make naff all difference to their schedule!

There may be a bit of training required for slipper help though, the big one tends to sprawl himself down beside you like a draught excluder and the little one has an annoying habit of parking herself on your chest so you wake up with not just wondering what's wrong with your breathing but being tickled by her whiskers and being stared at which is all a bit disturbing :rotfl:


Rosa xx

Sunday shuffle is postponed to payday this coming week, because I have spent the whole weekend on house chores and it's time to do something fun instead.

I have got the spare room sorted and I'm so pleased with it. I finally folded up all the moving boxes that were in there and scaring me - it looked so much worse that it really was, as most of them were empty - and put them in the loft. I put the bed together yesterday and it is fab - beautifully simple, all that's needed. I'll give it a coat of white paint someday but it will do for now. I even put the bedside tables together late last night as I was on a roll and they look great in there too. Pleased to find that there is still room to use the big drying rack in there when guests are not present :rotfl:and I haven't sorted all the clothes that are currently in there, but that's another project. It also means I am sorting through the spare bedding which needed doing as it had got a bit out of control! I used to keep plenty of spares as in a previous shared house there were often random people arriving, but I really don't need as much as I have kept. That's now being sorted into underbed boxes and other places, and the really old stuff will go to recycling.

I have also shifted things around in the study, including more stuff into the loft, and plan to do more - I have an idea for how to make it work without the alterations I thought would be necessary. It means shifting out some of the furniture I brought with me, so I'm going to end up with the garage full of the old stuff, but that's fine - I will hang onto it for a while as a friend is moving soon, and if it isn't needed then it can go to charity.

Sooo after all that I don't feel like doing budgeting - not as I know it's already over - so that can wait a couple of days. I'm going to go and look at websites and things... I know this isn't what normal people call fun, but I'm excited about the new venture so it still seems fun to me. I suspect the novelty will wear off so am going to enjoy it while it lasts!


Rosa xx

doingitanyway wrote: »

It's nice to have a room ready for other people. That's one of the things I miss as my house is not 'guest ready'

Totally agree DIA - I have really missed it while I was in the flat (people could stay in the living room there, but it wasn't a very good set up). I know it's a luxury but as my support network is scattered around the country it's really important for me. I feel so much better for having done it, as now people can stay in comfort - the rest of the house is just messy and unco-ordinated, and that will progress now too


Rosa xx

ZTD wrote: »

Don't forget to keep some back for tax.

It's all being spent on setting up the new business, so I'm hoping things will even out... but yes, I must do that and must also call HMRC to get some idea of what I'm supposed to do. It all sounds terrifying to me as I'm used to clever people in a finance department sorting all this for me.

ZTD wrote: »

Is that a blown bulb, or coloured brittle plastic hitting a lamp post?

Just a bulb as it turns out, but there was a bump to that corner...

ZTD wrote: »

*Always* check. They may be the best deal, but you'll never know unless you check. Also, look at the cashback sites.

Having checked the schedule, my actual insurance hasn't gone up much which surprised me given all the reporting of rises. It's the extras I added after the accident that cost more for the full year, as I got the good breakdown service and hire cover. I'll stick with them. Hurrah for protected NCD...

ZTD wrote: »

Do the calculations, but I would advise no. If it's feeling tight, then now is not the best time to overpay. Afterall, what's the saving of a month or two interest on that overpayment compared to sparing yourself the feeling of dread when you realise you could really have done with that money?

Just don't buy tut with it...

There is no tut buying going on round here at present. Too much house stuff required.

Decided to leave it til I have next paycheque and also contract cheque.


Rosa xx