Girlfriend needs help

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andrew1111
andrew1111 Posts: 18 Forumite
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in Benefits & tax credits
My girlfriend owes £900 on her credit card, if I pay it off for her will she have to tell the working tax credits that I have done this? She is worried if I pay it off there will be a link and HMRC may investigate as to why I have paid it off as a gift to her?

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  • konark
    konark Posts: 1,260 Forumite
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    It's nothing to do with HMRC, there's no way they will even know.

    Contrary to popular opinion HMRC do not employ thousands of people to comb through the bank and credit card accounts of random people.
  • epitome
    epitome Posts: 3,199 Forumite
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    You can pay it. It won't cause any problem for her.
  • Comms69
    Comms69 Posts: 14,229 Forumite
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    You can gift her as much money as you want.


    Her benefits may be lowered if she breaching thresholds for savings
  • Darksparkle
    Darksparkle Posts: 5,465 Forumite
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    Comms69 wrote: »
    You can gift her as much money as you want.


    Her benefits may be lowered if she breaching thresholds for savings

    Tax credits doesn’t have a savings threshold.
  • imho
    imho Posts: 2,515 Forumite
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    If you pay off her Credit Card make sure she breaks it up and doesn't apply for another card.
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