Cash ISAs: The Best Currently Available List

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  • drob4
    drob4 Posts: 147 Forumite
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    I've got a fixed term ISA with Aldermere due to mature soon. At maturity, it automatically gets moved to a 30-day notice ISA with Aldermere. I'm planning on transferring to another provider - anyone know the best way of doing this? Do I need to wait until my old account has actually matured, or can I open a new ISA now and specify a 'transfer date' (i.e. after maturity) with my new provider? It's been a while since I needed to bother with my ISA - apologies if this is a dumb question.

    Dan
  • Consumerist
    Consumerist Posts: 6,310 Forumite
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    edited 14 August 2017 at 9:27PM
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    drob4 wrote: »
    I've got a fixed term ISA with Aldermere due to mature soon. At maturity, it automatically gets moved to a 30-day notice ISA with Aldermere. I'm planning on transferring to another provider - anyone know the best way of doing this? Do I need to wait until my old account has actually matured, or can I open a new ISA now and specify a 'transfer date' (i.e. after maturity) with my new provider? It's been a while since I needed to bother with my ISA - apologies if this is a dumb question.

    Dan
    This sounds to me like a bit of skulduggery by Aldermere to make it difficult to know what to do.

    There is usually an option in the transfer request form (provided by the new manager) to delay the transfer until any existing fixed term has expired.

    Edit
    It occurs to me that that it not unusual for ISA managers to write to customers on fixed-term ISAs to ask what they want to do with the ISA on maturity. If you are close to maturity, you should have received something.
    >:)Warning: In the kingdom of the blind, the one-eyed man is king.
  • owitemisermusa
    owitemisermusa Posts: 954 Forumite
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    edited 18 October 2017 at 10:59AM
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    Hope Kazza's ok.

    Got an email from Virgin. Cash eISA dropping to 0.51% very shortly. Very short notice, annoying.

    Hunting for better rates.
    Tough times never last longer than tough people.
  • nomorekids
    nomorekids Posts: 416 Forumite
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    owitemisermusa wrote: »
    Hope Kazza's ok.

    Got an email from Virgin. Cash eISA dropping to 0.51% very shortly. Very short notice, annoying.

    Hunting for better rates.

    Very easy to switch your Virgin, just transfer it to their

    1.11% Defined Access Issue 16 (upto 3 withdrawals). The transfer is instant, I've just done mine and got DH to do his.


    I also hope Kazza is OK, long time, no post.
    If you want to be rich, never, ever have kids ;)
  • AirlieBird
    AirlieBird Posts: 1,046 Forumite
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    nomorekids wrote: »
    Very easy to switch your Virgin, just transfer it to their

    1.11% Defined Access Issue 16 (upto 3 withdrawals). The transfer is instant, I've just done mine and got DH to do his.


    I also hope Kazza is OK, long time, no post.

    You must have just got in there before it was pulled.
    Did you really mean to put loose?
    Lose: no longer possess, not to retain, unable to find
    Loose: not firmly or tightly fixed in place
  • eskbanker
    eskbanker Posts: 31,076 Forumite
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    AirlieBird wrote: »
    You must have just got in there before it was pulled.
    Did the AirlieBird not get the worm then? ;)

    *gets coat*
  • SilverShopper
    SilverShopper Posts: 19 Forumite
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    edited 18 October 2017 at 1:16PM
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    I suspect the 16 th. issue Defined Access will be going the same way too ( to 0.51%).
    My 11th. issue Defined Access is.
    I got the same email.
  • AirlieBird
    AirlieBird Posts: 1,046 Forumite
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    eskbanker wrote: »
    Did the AirlieBird not get the worm then? ;)

    *gets coat*

    :p:D

    Haha. Not interested. Removed all funds from VM variable rate accounts in protest at the change to T&C in reducing the notice period for interest rate reductions from 2 months to 2 weeks. "Building a better bank" should mean offering better terms than their competitors.
    Did you really mean to put loose?
    Lose: no longer possess, not to retain, unable to find
    Loose: not firmly or tightly fixed in place
  • Kazza242
    Kazza242 Posts: 2,169 Forumite
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    Hello everyone. It's coming around to that time of year again - ISA season is about to start.

    I have updated all of the ISAs on the first post of this thread.
    Please call me 'Kazza'.
  • badger09
    badger09 Posts: 11,211 Forumite
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    edited 2 March 2018 at 6:28PM
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    New ISAs from Nationwide

    Single Access 1.3% and Loyalty Single Access 1.4%


    https://www.nationwide.co.uk/products/isas/isas

    Edited to remove emoticon
★ ★ ★ Meet your Ambassadors

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