Getting a mortgage and then becoming mortgage-free!

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  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
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    Gosh that sounds like a hectic but fun weekend. The trip to Equador sounds very exciting, South America is definitely on our list of places to visit and I look forward to hearing all about your trip.
    Hope you have a restful day today : )
  • Kittenkirst
    Kittenkirst Posts: 2,563 Forumite
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    edited 2 April 2017 at 5:14PM
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    Very fun weekend although had a disappointing email that my flight booking has been cancelled :( they've taken the funds out but cancelled the booking!

    I've emailed them for the refund and will rebookas soon as it's in through another company if we can!

    There may have been a few tears so I've then gone for a nice walk for anhour in the sunshine to stop me moping!
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • newgirly
    newgirly Posts: 8,942 Forumite
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    Sorry about the flights kittenkirst :( no comment on the rest of your energetic weekend as you make me feel very lazy :rotfl:
    2022 MFW 67 - 33 month challenge to clear mortgage, month 17 completed and and extra 2 knocked off 🙂MFI3 No.12
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
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    Oh boo that is really rubbish. Hopefully you can book again through another company
  • themadvix
    themadvix Posts: 7,898 Forumite
    Mortgage-free Glee! Photogenic First Anniversary Name Dropper
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    That's rubbish about the flights - was a reason given? And poor that you then have to request a refund! Definitely rebook - it sounds very exciting! :)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • debtfreeoneday
    debtfreeoneday Posts: 4,814 Forumite
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    What a pain about the flight, but the mud run sounds awesome, if a little dirty!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • ch4rly2002
    ch4rly2002 Posts: 460 Forumite
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    I'm really sorry about the flights and the disappointment it caused. I hope they refund you ASAP so you can rebook and continue to look forward to it.

    Other than that, what an amazing (and messy) weekend! Sounds like you made some fun memories that will last :)
    Mortgage: Mar 2018 -£300,000 / Jul 2021 -£255,000
    Student Loan: March 2011 -£18,275.04 / Jul 2021 -£10,425.28
    Joint Savings: Aim £13.5k. Dec 2016 £1,700 / Jul 2021 £36,600
    Loan to In-Laws: Sep 2010 -£48,185.82 / Apr 2019 £0
    Car Loan: Sep 2018 -£16,265 / Apr 2019 £0
    Credit Card 0%: Nov 2016 -£4,500 / Apr 2019 £0
  • Kittenkirst
    Kittenkirst Posts: 2,563 Forumite
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    Hey folks it's been a few days since I posted: spent the early part of the week up north with work so had an expenses paid dinner out (Nandos again!) and lots of gym usage whilst it was in the hotel!

    Refund has now been received for the flights (difference of £18 though I believe due to exchange rate etc), but gf has had a spanner thrown in the works as her brother wants the car she uses back....so an expensive service & Mot this month (£750) is using all her quarterly bonus up, and then she'll look at whether to get another car....so holding off on rebooking the flights until we know the financial impact :(

    All quite disappointing but sensible I guess! More exciting news is we pick up Hugo & Oscar tomorrow afternoon! We've been shopping around places for the stuff needed (bowls, litter trays, collars etc) so think we're pretty sorted :D cannot wait to see their fluffy faces tomorrow :lovethou

    eBay sales netted £46 after postage which isn't too shabby so will pack it all up this morning and drop it at the drop off point. Transferred £35 to the joint bills account to ensure we didn't get overdrawn from the kitten spending, £5 across to mortgage as a nominal OP whilst we're in a bit of a transitional financial position.

    Lady coming to collect the bangle she commissioned tonight so that's £40 back in the jewellery making budget :D
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Kittenkirst
    Kittenkirst Posts: 2,563 Forumite
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    Oh and I've just about cleaned the mud off!!

    Gym routines getting back on track- Monday night did a lot of cardio, Tuesday morning a spin class (@hotel) and last night a 5km run and 15 minutes stepper so trying to keep that going...thighs do kill though!
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • debtfreeoneday
    debtfreeoneday Posts: 4,814 Forumite
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    Well done on getting rid of the mud!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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