We Are Decking the Halls with NSDs December Challenge

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13132343637115

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  • lurvlyloz
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    NSD 3/15 :Dwooooooo
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • Loubell83
    Loubell83 Posts: 282 Forumite
    First Post First Anniversary Combo Breaker
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    NSD#3 for yesterday...wont get one today as I need to get my hair cut - its desperate times for the poor old mop :(
  • IF
    IF Posts: 34,349 Forumite
    Combo Breaker First Post
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    Afternoon all holiday.gif


    Got my 3rd NSD

    Thank you
    IF…x



    Click on link, hopefully it will make you all smile :D

    > Reindeer and Santa Singing
    "If wishes were horses, then beggars would ride"
  • MummyRivett
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    I can't believe that it's half way through the day and I haven't spent anything yet either. so I'm on my way to 6 in a row!!!!
    • MSE Forum Achievements:
    • Debt-free & Proud - December 2014
    • Fully Funded 12 Month Emergency Fund - December 2020
    • Current Challenges: No Spend Challenge 2023
    • January NSD: 16/25
  • ModestyB
    ModestyB Posts: 1,574 Forumite
    First Anniversary Combo Breaker
    edited 6 December 2012 at 2:10PM
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    BDINI, I'm so angry for you, it's just not fair that the bullies always seem to win. :mad::mad::mad: I hope there is something else you can do to change this injustice. (((Hugs)))

    Freeby, I hope you and DD are feeling better today. (((Hugs)))

    Don't think today will be an nsd, DH and DD have gone to a cash & carry type place. :eek::eek:

    Hugs also to everyone else who needs one.
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
  • mimi35
    mimi35 Posts: 8 Forumite
    edited 6 December 2012 at 2:29PM
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    Declaring 4NSD:j - another one on Tuesday and today will be NSD so counted it in already.

    Thank you everyone for the inspiration:santa2:

    4/20
    Debt 1 (1/11/12) CC - £3,694.27:eek: - one at a time - 3 more in hiding:(
    DDD member #29
    NSD - December 7/20
  • HeadAboveWater
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    Yay! :j NSD #2 today :D

    Considering it's December everyone is doing really well!!! :)
    Wealth is what you're left with when all your money runs out
  • rising_from_the_ashes
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    No 3 today ..... have slept most of it!:o

    Hospital tomorrow for next infusion - need to be up mega early (do you think they look how far people live & purposely give them the earliest appointments :mad:).
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • beanielou
    beanielou Posts: 90,296 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    BDINI~Bah bah bah is all.

    No NSD for me as punctured not one but two tyres today.
    Bah bah bah.

    Hope all goes well Rising.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • rising_from_the_ashes
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    beanielou wrote: »
    No NSD for me as punctured not one but two tyres today.
    Bah bah bah.

    Hope all goes well Rising.

    How on earth did you manage to puncture 2 :eek:- was it at the same time?

    & thanks ... fingers crossed
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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