In the Lowest Hour

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  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    have a great weekend <3
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • moneyonmymindsam
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    Savings now dropped £5, 250


    Got ahead with Bills so happy about that
    Ebay sales netted me £235 Profit - although I do have 15 items to label and post this evening :(


    Pay day soon so will try to make up the savings to maybe 6k






    Giving it up for a while I think.


    Blew £35 on a scarf :) ..lol as a treat so £200 left.
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Congrats on the eBay sales well done xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • doingitanyway
    doingitanyway Posts: 8,809 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Impressed re eBay sales!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • moneyonmymindsam
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    All Ebayed out - Have a 2 large suitcases of Clothes / shoes in the wardrobe. So I may sell as bulk lots next time I get the urge. Total profit was 240 in the end but refunded a buyr today for a "lost in post item" oh well So £6 down ...lol. Really pleased with my designer scarf so worth the investment there.


    Not much to report - poorly again and back to the dentist next Monday for a hygiene appointment.


    Booked a mini break for me and plus one early June so 11 weeks time I may get some sun on the old bones :-)


    Have everything I need from last break - so just need to slip on the shorts ( to see if they still fit)


    Need to buy some Euro again but didn't know if I should get these each month from wages over next 3 month paydays . Say £135 Euro a month so less outlay in June? I think that would be plenty for 5 days/ 4 nights as 2 of those would be travel days.


    Hope everyone is good XX
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    First Anniversary Name Dropper Photogenic Combo Breaker
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    Hello gorgeous. Well done on the sales but not good to hear you're poorly again.
    I agree with you to put a bchunk aside each month for the euros. All in one go can be a shock to the system. MTxx
  • moneyonmymindsam
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    A few Monday night bank shuffles
    Savings pot 5.5k
    Holiday spending funds £300
    Council Tax paid until May 2017
    £0.00 on cc (although increased limit to £450)
    Holiday deposit left to pay £225 although £175 from +1 makes only £50 more to pay. Although I may pay this for +1 Birthday?


    £650 left for the month...


    Spends so far - Undies for me :) £20 - although I have my eye on £235 worth of stuff - Must resist :)


    Dental appointment cost me today but all worth it to have a healthy and shiny smile..


    Next health appointment 12 weeks time so will try to de-stress as much as possible before then.


    Got some more sorting to do this weekend...but a lot of house things went wrong last week in the flat so ££ went on bulbs, replacing, fixing odds and sods and batteries .


    Still need to get my kitchen Cupboard repaired and the front garden will need a strim soon given the growth in the recent burst of good weather.


    Still rubbish at doing too much and not looking after myself but hopefully the hols will spur me on to do that.


    Thinking of you all and hoping you are good :j
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • moneyonmymindsam
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    MuffinTops wrote: »
    Hello gorgeous. Well done on the sales but not good to hear you're poorly again.
    I agree with you to put a bchunk aside each month for the euros. All in one go can be a shock to the system. MTxx


    Hey MT
    Back at you gorgeous lady :D


    I have lost the will with 3bay :o so that income spurt is over :D


    I have set aside £300 and will see what I can save next month:T


    Hope you are not overdoing it
    Sam xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Sorry to hear your poorly again Hunni xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • moneyonmymindsam
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    Hi All, nothing about nothing my end. Health not improving so I am going to have to try harder at looking after me.
    Bank balance low - though not kept an eye where it has gone...oops.
    3 weeks until pay day so not too bad.


    Have set aside £100 to Treat myself this month. Have everything I need for holiday clothes wise I think so no bigs spends there.


    Although I do fancy a pair of toms for holidays or that sort of thing as long as they don't crucify the feet :)


    Thinking of you all
    Sam x
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
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