Payment A Day Chapter 18
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Morning everyone
Payday has finally arrived so I've paid a load of bills and moved some money to savings, total PAD for me today is £1250 please Keedie
I'm away quite a bit in Feb so won't be able to PAD every day so hoping this will compensate
LMD xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.480 -
Morning all,
A mighty £1 has been paid to the credit card todayVSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
Morning!!
£5.00 to savings
£2.20 to cc1
£7.20 PAD for me👍👍On a mission!
2018 & 2019 MFW #138
On babystep2 (#DR)0 -
Morning PADdingtons!
£10 for me today please Keedie:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Morning All,
For the 26th January 2017, we had a great total of £644.70 :j
We are doing fantastically so far this month, and I am pleased that once a few direct debits come out I'll finally be able to PAD and contribute before the month ends...
Especially as I had to increase my debt also Sashybo (so I know how it feels), to take into account no income as the JCP stopped all my JSA because I worked part time for 5 weeks (absolutely fair enough), but I gave them all of the information to show that I had finished this temporary role, and they didn't input it into the system and so I had no income at all (I don't qualify for tax credits because of what I earned last tax year). It took over a month to get this sorted, as I have had nothing coming in since Christmas. Also, my housing benefit was reassessed whilst I was working, and despite also telling them that I was no longer working again, they have processed my claim until the end of the tax year (as if I am in employment) and told me that I've been overpaid HB by hundreds. So still trying to sort that out as well - hence the debt once again spirals out of control. I need to get healthy ASAP so that I can work full time, as this limbo feeling is really scary.
Sorry for the rant, but after calling a few times a week for over a month, I was finally told that a payment would reach me today for JSA. But the person I spoke to implied that it was all my fault! (for working on a temporary contract) :mad: I don't believe in benefit fraud, but I can see why people are driven to work and claim benefits as the hassle I have just been through, for 5 weeks work at 12 hours a week is just a joke...
Keedie,
xxDebt Free Diary:- The Mental Debt Struggle
Debt Tracking Restart Take 3 from 01/05/2023 = £23,643.30 (8 creditors) So, on 02/04/2024 = £15,543.30/£23,643.30 (1 creditor) = 65.74% repaid Aiming to be Debt Free = 31/12/2025
CREDITORS: Barclaycard (£6,066.23/£14,166.23) 42.82% repaid
(Original Debt on 15/07/2016 was £33,056.76) 🙈
2024 SAVINGS: Emergency Fund (£220.99/£1,000) 22.10% saved || #5 50 Envelope Challenge 6/50
2024 CHALLENGES: #30 Debt Free by Xmas 2024 (£2,030/£6,750) 30.07% repaid0 -
Another £1 to the loan today.
Keedie that sounds like a nightmare. :eek: The DWP processes are so slow & over complicated. :mad: Hope you're better soon.
At least we're all aware of & working towards reducing our debts (even when we need to temporarily increase them). I think that's a good start.Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £14,073, Car loan 2 £16,000, 0% CC1 £195. Debt Free Diary to try & keep spending in check.0 -
£16 today to take me under £400 in time for the weekend!" Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Hi all!
A small PAD of £10.16 today
Chappie xPAD - Barclayloan - £3078.32/£3758.32
January 2022 Grocery Challenge - £600
Saving for Christmas 2022 - #33 - £1 a day Challenge - £10/£365
Virtual Sealed Pot Challenge 2022 - £8.55/£5000 -
Hi all :j
My PAD is £45.99 - pmt to M&S cc - thanks Keedie!!New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
£7.89 to cc pleasePAD Maker0
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