Next account

Options
Sncjw
Sncjw Posts: 3,509 Forumite
First Anniversary Name Dropper First Post
in Credit file & ratings
Hi all.

I've been checking my credit file and they have my next account showing -£10. Now when I paid the statement for money due in the shop I had an item I was going to get delivered within the couple of weeks. They let me pay for my previous statement and they put the value of the item I was going to collect on top which is £10.

Now my next account is clear not showing a minus but on my file it is showing -£10.

Is this an incorrect info or not
Mortgage free wannabe 

Actual mortgage stating amount £75,150

Overpayment start date 1/3/23.

Starting balance £66,565.45

Current balance £63,787.16

Comments

  • ashp_2
    ashp_2 Posts: 416 Forumite
    First Anniversary Combo Breaker
    Options
    How long ago was this? It can take 4-6 weeks for your credit file to update.
  • Sncjw
    Sncjw Posts: 3,509 Forumite
    First Anniversary Name Dropper First Post
    Options
    About a month ago but my credit file has updated today
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment start date 1/3/23.

    Starting balance £66,565.45

    Current balance £63,787.16

  • ashp_2
    ashp_2 Posts: 416 Forumite
    First Anniversary Combo Breaker
    Options
    It depends when Next update the CRA's then how long it takes the CRA to update your report. Then assuming your are using on of the free credit reports it won't update for a full month after the above has happened.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608.1K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards