Regular Savings Accounts: The Best Currently Available List!

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  • schiff
    schiff Posts: 20,099 Forumite
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    EachPenny wrote: »
    Cor, Tina. If you're listening you should get this new account ;)

    Ok, the joke has got a bit thin :)

    Maybe, but we can always afford an amusing diversion in such a serious thread.
  • B_G_B
    B_G_B Posts: 502 Forumite
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    schiff wrote: »
    Maybe, but we can always afford an amusing diversion in such a serious thread.

    Don't need a diversion when I am trying to Focus. :)
  • isasmurf
    isasmurf Posts: 1,999 Forumite
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    Hal17 wrote: »
    So does that mean we could not open a second cash ISA to take any balance. Only able to invest a total of a possible £3K in the Ford ISA is not very good.

    You can spread your allowance across all their cash ISAs so you can still use your full allowance.
  • EachPenny
    EachPenny Posts: 12,239 Forumite
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    schiff wrote: »
    Maybe, but we can always afford an amusing diversion in such a serious thread.
    B_G_B wrote: »
    Don't need a diversion when I am trying to Focus. :)

    Yes, saving is a serious business. Rather than messing around with these short-term regular savings I wish it were still possible to invest all my money in Consuls.
    "In the future, everyone will be rich for 15 minutes"
  • Steve_xx
    Steve_xx Posts: 6,976 Forumite
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    isasmurf wrote: »
    You can spread your allowance across all their cash ISAs so you can still use your full allowance.
    Are you indicating that whilst you could utilise your full year ISA allowance if you had multiple ISA's with Ford, but if you wanted to go elsewhere to use the remainder; you can't?
  • EachPenny
    EachPenny Posts: 12,239 Forumite
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    On a genuinely more serious note, I've just been reading the latest Private Eye magazine. There's a piece on page 5 about concerns over consumer debt and the "credit quality of new lending". Consumer behaviour at the end of 0% deals is one of the issues - perhaps fueled by the popularity of stoozing? ;)

    One of our favourite regular saver banks gets a mention, as does the "growth of complex sub-prime car loans dressed up as 'personal contract purchase' deals".

    An interesting article, and a story worth following. Will it mean an increase in companies known for providing consumer credit starting to provide tempting consumer savings accounts?
    "In the future, everyone will be rich for 15 minutes"
  • B_G_B
    B_G_B Posts: 502 Forumite
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    It will be interesting to see the terms, as the final payment of 12 could fall into the 18-19 tax year.
  • badger09
    badger09 Posts: 11,211 Forumite
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    Steve_xx wrote: »
    Are you indicating that whilst you could utilise your full year ISA allowance if you had multiple ISA's with Ford, but if you wanted to go elsewhere to use the remainder; you can't?

    Yes

    You can't pay new money into a Cash ISA elsewhere if you're paying into the Ford reg saver Cash ISA.

    You could pay into a different type of ISA, such as S&S, IF though.
  • eskbanker
    eskbanker Posts: 31,066 Forumite
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    Steve_xx wrote: »
    Are you indicating....
    Ford drivers have better habits than those with certain German models.... ;)
  • Ken68
    Ken68 Posts: 6,825 Forumite
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    Yes Penny ,read that too, the Private Eye article sighting Virgin Money as being the most exposed.
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