Paying the car tax via EBay, and other shenanigans.

roxy7699 wrote: »

Oh but you juggle so well, the important thing is that you are looking at all the possible solutions and options.

You can do it.

Thanks Roxy. Hope things going well with you?

I know that at least trying to find a solution is a good thing, and I know that in the past I'd have just buried my head in the sand. It's just taking so long!!!

Still. Pay day today. Signature updated. Boiler debt is toast! I've made a payment to family debt (not the usual amount as there is just a logistical part where the rest of my monthly payment will go in cash to someone else and count towards it, but I haven't made that payment yet. It will be paid soon though). What else? OH has been paid everything I still owed for holiday; and my own credit card got paid off today as well. I have a few measly pounds in my savings account that I will count towards the January bill. I need to keep the focus on not paying for lunch. Haven't bought any this week and hoping to continue; though I have been buying coffees and am really struggling to stop this one.

So now the family debt will just tick down each month until I find any more spare money to put towards it. The rest has to be towards the January bill and the credit card. That's going to take a lot of work. I'm really going to try to get the fleabay started again but it's depressing when you spend ages photographing and listing for things not to sell or to go for peanuts. TCB and any survey income will also have to go this way I think. Maybe I should just apportion everything between the two. Currently it's about 85% credit card, 15% saving.

What else? Oh yes, I've voted. Rather an important one.

roxy7699 wrote: »

Hiya,

Well done on the boiler - one down!
I like how you have added % to your balances, I'd like to do the same to mine unfortunately they would be negative. :-/

I don't drink coffee but is there a posher version of the instant stuff that you could buy to trick yourself?

You'll notice I've not added a % to my credit card I will soon. I wonder if it's time to start some "Tilly Tidies" against that.

The coffee shops at my work are subsidised, £1.75 for a latte and you get every 10th one free, so it's not too horrendous. But I really like the drink rather than the caffeine so I'm not sure the instant stuff would work, albeit we have some of it at home. I make them at home as well and for a while used the home-made ones as my treat. I think I need to cut down on at least one of the days I'm in the office to a "No coffee" day. I make tea for free using hot water from the machine so need to switch back to doing that again.

Very unmotivated today, must pull my finger out and get on with things. Lots I could be doing, so a list:

[STRIKE]Bedding changed and put on to wash[/STRIKE]
pressure wash some fencing or the slabs
[STRIKE]cut a bit more of the hedge ( I know what this means)[/STRIKE]
Use my new chemicals (not as dodgy as it sounds - cleaning related!!)
[STRIKE]Paint a door
Food shopping [/STRIKE]
Move log sections to use as planters
[STRIKE]Hoover house[/STRIKE]

Right that's a bit for the weekend. I'm off to [STRIKE]look at pinterest[/STRIKE] do that stuff.

Right, list will be amended. It's a glorious day and I can't be bothered with waterproofs, plus need to put washing on the line. So no pressure washing. Instead will do

[STRIKE]Bit more hedge cutting[/STRIKE]
[STRIKE]Shred prunings[/STRIKE]
[STRIKE]Wash and Hoover car[/STRIKE]
Clean carpet stain
Pick up various things lying around garden
[STRIKE]Move log sections[/STRIKE]
[STRIKE]Move firewood from pony paddock[/STRIKE] PARTLY DONE

Have already ridden my horse and it was beautiful. Feeling very lucky today :beer:

Spoke a bit too soon, as remembered today was the day I had to pay lorry insurance and recovery. Put it on the "pay off monthly" card, another of those that I would ideally put money aside for. Should be ok for paying it next month but it's another £350. About to add it to my view of next month to see where that lands me.