I paid off my Aqua card today :)

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  • dfbefore30
    dfbefore30 Posts: 35 Forumite
    Debt-free and Proud!
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    Well done! I agree that getting rid of your OD should be a priority. Even if it isn't necessarily the debt with the highest interest, there's a lot to be said for the psychological effect of knowing it's gone. Just don't go back into it if humanly possible!
  • mandySaver12
    mandySaver12 Posts: 32 Forumite
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    Congrats! I've got £1,500 left on mine and am inspired to keep going!
  • Beaker99
    Beaker99 Posts: 251 Forumite
    First Anniversary Combo Breaker First Post
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    Well done, keep plugging away! Every month, it all adds up!
  • ethranes
    ethranes Posts: 69 Forumite
    First Anniversary First Post Combo Breaker
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    Get that card chopped to pieces
    Debenhams CLEAR||AMEX CLEAR||Barclay Card CLEAR||Halifax CLEAR
    Council Tax 15/16/17 CLEAR
    Updated: 30/6/2017
  • milobrulee
    milobrulee Posts: 55 Forumite
    First Anniversary Combo Breaker First Post
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    Not yet, waiting for it to come in but he said he estimates it'll only be £5 or £10. So I can handle it without worry :)
  • milobrulee
    milobrulee Posts: 55 Forumite
    First Anniversary Combo Breaker First Post
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    Oh that happened a long time ago! I don't physically have ANY of my credit cards any more.
  • milobrulee
    milobrulee Posts: 55 Forumite
    First Anniversary Combo Breaker First Post
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    Marginally it is cheaper. Marginal enough that I would rather accept the £200 over the course of a year or so it costs me extra purely to get rid of it. It really stresses me out and hangs over me all the time. So I'm keen to get it gone even if it costs a little more in the long run. I know it might not make sense to some, but I know it'll motivate me to tackle the rest.

    After the OD is gone, I'll be focusing much harder on everything in interest order (which I have been doing).
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