Moving my gf in with me?

imknewhere · 20 April 2017 at 8:28PM

Hi there i was wondering if anyone could help me at all?

I currently live by myself in a 2 bed flat and claim ESA, SDP, HB, CTR, PIP.
I get £350 every fortnight and £300 once a month, i get arround £80 HB help per week and a 25% single person reduction on my council tax.

If my girlfriend was to move in with me does anyone know how this would affect me financially?

She works full time and gets approx £1100 per month

Any help or advice would be massively appreciated

Thanks

TELLIT01 · 20 April 2017 at 8:47PM

SDP on ESA would stop, and you will obviously lose the 25% single person reduction on council tax.
You don't say if you in the WRAG or Support Group on ESA, and we also need to know if you are Income Related or Conts based ESA. If you are purely on Income Related ESA that would stop.

theartfullodger · 20 April 2017 at 8:50PM

Best bet I'd suggest is run your & her numbers with the 2 "benefit calculators" gov.uk provide...
https://www.gov.uk/benefits-calculators

There's bound to be other stuff you know about (eg savings, ages ... etc etc ..)

Yeah, obvs 25% CT reduction will go..

Best regards with your life together..

[Deleted User] · 20 April 2017 at 8:58PM

The only thing that definitely wouldn't stop is your PIP, ESA depends on if you are in support group or not.
But of course you would gain by her £1100 per month income. I'm not sure if moving in together should be based only on how it would effect your benefits?

imknewhere · 20 April 2017 at 9:00PM

Thank you for your replies.
I am on income related support group.
So am right in thinking i would just get my PIP?
Thanks

Alice_Holt · 20 April 2017 at 9:01PM

These benefit calculators will give you the answer:

http://www.entitledto.co.uk/benefits-calculator/entitlementcalculator.aspx

https://benefits-calculator.turn2us.org.uk/AboutYou

Broadly:
HB, CTR, SDP will be affected.
Income Based ESA will be affected and is likely to stop as your earnings as a couple are likely to be above your applicable allowance.
PIP will not change.

Edit : As the other posters have said whilst I was slowly typing!

imknewhere · 20 April 2017 at 9:28PM

Is there a way that i can sort of bend it to make it more liveable?

I mean like is there an amount of hours my gf can work without it affecting my ESA or anything?

I really dont think i can afford to lose out on ESA and HB completely

Thanks

Darksparkle · 20 April 2017 at 9:36PM

Have you tried the benefit calculators suggested?

What rate of PIP do you get?
What age is your partner?
How many hours does she work per week?
Is the income quoted for her gross or net?

imknewhere · 20 April 2017 at 9:38PM

I have tried them but i really cant seem to understand it at all

I get standard on both PIP
she is 23
She works 40hrs per week
She gets £1100 after tax per month

Thanks

Londonsu · 20 April 2017 at 9:46PM

imknewhere wrote: »

Is there a way that i can sort of bend it to make it more liveable?

I mean like is there an amount of hours my gf can work without it affecting my ESA or anything?

I really dont think i can afford to lose out on ESA and HB completely

Thanks

No you cant 'bend it' household income rules apply to everyone on income based benefits, Darksparkle is the one to ask but at 40 hours a week I don't think she would get tax credits.

imknewhere · 20 April 2017 at 9:49PM

What i meant is if she say went to part time would we get the same income topped up by my benefits

Moving my gf in with me?

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