Need to get myself together: The beginning

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  • Ha I'm the same with my savings, I keep it all written down on a sheet of paper & I have wee IOU post its stuck all over it!

    Nightmareeeeeeee

    Dxxx
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    I am trying to quit again smoking and not drink for a while while kicking my backside in the gym lol!! here is hoping eh haha xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • You can do it!

    Dxxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Go monz xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Got a gym class booked tonight (body pump) and will jump into gym before for half hour :). Booked Legs Bums and Tums tomorrow and will try gym Sunday morning.

    So Monday if I have will tick 2/15 (one doesnt count as today is September ;))

    Anyway the loan has came out. Will update the now and wait for interest to come out before I pay extra to it and round it out :)

    27 days until payday woo xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    So I stuck it out at gym :) so can tick two days off.

    Will be counting the two days I go during the week as half days due to fact can only go half hour to fit in with my boys schedule :)

    Weekend was nice. Hope you all had a nice one

    24 days until payday xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
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    Good for you monz.

    Weekend was lovely, quite which is how I prefer it these days!

    Dxxx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    I would love to join a gym but don't have the time so thinking of buying some exercise DVDs just need to figure out which one xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Abba I started with Jillian Michaels 30 days shred its amazing and normally a 5er :)

    I went to metafit last night. Counting this as half day due to only being half hour. Back on Wednesday for about 40 minutes so can round it to 3. This is due to being mum taxi during week ;)

    23 days until payday.

    xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    Options
    On another note thats me officially paid back debt of over £5,500 jeezo scary that woulda been an amazing holiday for me and my boy. lesson learned and will make it up to my boy next year <3
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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