New Diary, New Start-mortgage be gone

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tattycath
tattycath Posts: 7,175 Forumite
First Anniversary First Post
edited 25 August 2016 at 1:43PM in Mortgage-free wannabe
New Diary-New Start.
I had a diary on the debt free wannabe board...life has kinda got in the way over the last month or so. It's been very challenging.
my family and I are trying to adjust to a 'new kind of normal'.
So I decided it was time to start a brand new diary, this time on the mortgage free wannabe board.

Goals and objectives:
Primary objective is to pay off the mortgage.
Build up some savings
Tackle some DIY jobs
declutter and tidy the rest of the home.

Lots to do. :)


right, targets for 2016
1). pay 10k off the mortgage
2). Clear out the loft
3). Sell loads of my stuff I no longer need-this will raise much needed funds to achieve number 1).
4). Do some maintenance on house and/or garden
5). Finish some decorating
6). Save 4K emergency fund-only got £300 so far-things keep coming up so I need to use it.
7) save 3k projects fund (PF)

I think that's a good start for a list.
Let's get busy!

Just adding a link to recipe thread.
http://forums.moneysavingexpert.com/showthread.php?t=710445&highlight=batch+cooking+low
GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb
«134567…55

Comments

  • tattycath
    tattycath Posts: 7,175 Forumite
    First Anniversary First Post
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    Not sure of exact mortgage figure, I figure it's probably somewhere around 57k.
    The aim is to have it paid off by 2021 at the latest.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • peaceandfreedom
    peaceandfreedom Posts: 2,005 Forumite
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    tattycath wrote: »
    Not sure of exact mortgage figure, I figure it's probably somewhere around 57k.
    The aim is to have it paid off by 2021 at the latest.

    Welcome back, Tattycath, we have missed you :).

    Spooky - our mortgage is almost exactly the same as yours. I am hoping that once the debt-clearing is done, I will have this frugal-living off to such a fine art that we will whittle away the mortgage in a few years, so it will possibly be a similar target date to yours.

    Take care, have subscribed to your new diary :).
  • tattycath
    tattycath Posts: 7,175 Forumite
    First Anniversary First Post
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    peaceandfreedom wrote: »
    Welcome back, Tattycath, we have missed you :).

    Spooky - our mortgage is almost exactly the same as yours. I am hoping that once the debt-clearing is done, I will have this frugal-living off to such a fine art that we will whittle away the mortgage in a few years, so it will possibly be a similar target date to yours.

    Take care, have subscribed to your new diary :).

    Hey, great to see you p& f, thanks for stopping by. Onwards and upwards! :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 19,296 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Welcome back tattycath and Happy New Diary :T
    "If you can dream it, you can do it". Walt Disney
  • sarahevie1
    sarahevie1 Posts: 630 Forumite
    First Anniversary Combo Breaker First Post Mortgage-free Glee!
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    Happy new diary, my mortgage is similar to yours too, going for similar timescale as well. Popping in to wish you good luck
    HOME
    Original mortgage free date Nov 2037
    Mortgage free August 2018
    Additional properties
    Mortgage 1 £108,000
    Mortgage 2 £45,000
    Teacher pension - DB scheme
    LGPS pension - DB scheme
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
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    WELCOME and good luck :]

    Hope you can hit your target and some
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
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    Hi TattyCath:hello:

    Ooh a brand new diary! Can't wait to see how you get on!

    Good luck!

    Thistle ;)
    xxx
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • tattycath
    tattycath Posts: 7,175 Forumite
    First Anniversary First Post
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    Hi everyone, thanks for your support.
    Great to see you all! :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,833 Forumite
    Mortgage-free Glee!
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    Hi, hope life is calming down and will definitely be following you x x x

    Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • tattycath
    tattycath Posts: 7,175 Forumite
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    Tilly_MFW_in_6_YRS wrote: »
    Hi, hope life is calming down and will definitely be following you x x x

    Tilly

    Thanks for popping by Tilly. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
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