Aktiv Kapital (UK) - Who Are They?

file_wizzard wrote:

Don’t bother sending that unless you intend to settle the matter.

The debt is now technically statute barred as it has been in excess of 6 years since the last payment / acknowledgement of this debt

Therefore unless you chose to pay it no further recover action can be taken by Wescot.

You need to decide if you feel a moral obligation to repay this as the legal obligation is now expired

Try the following letter



Name of Creditor
Address of Creditor

WITHOUT PREJUDICE

Dear Sir/Madam

Re: Account No/Reference No:

No debt is acknowledged to you. You have contacted me regarding the account with the above reference number, which you claim is owed by myself.

I would point out that under the Limitation Act 1980 Section 5 “an action founded on simple contract shall not be brought after the expiration of six years from the date on which the cause of action accrued.”.

The last correspondence/payment/acknowledgement of this debt was made over six years ago and no further acknowledgement or payment has been made since that time. Unless you can provide evidence of payment or written contact from me in the relevant period under Section 5 of the Limitation Act, I suggest that you are no longer able to take any court action against me to recover the alleged amount claimed.

I await your written confirmation that no further contact will be made concerning the above account and confirmation that this matter is now closed.

I look forward to your reply.

Yours faithfully

(Your signature)

sharonpoole wrote:

I am thinking I might just make an offer of payment at least that way i can rest easy that no one will knock on my door