Joint account

Hello All,

I wonder if anyone can give me some advice.

I have had an IVA for the past year and a half. I am concerned about how this is effecting my partners credit rating. We currently have a joint account - should i take my name off this or is the damage already done? We also have several bills in joint names - gas, water, council tax. does anyone know if this could affect us?

We have a civil partnership so we are linked in the "eyes of the law"

Appreciate your help, and happy new year!:beer: