Santander 123 credit card - activation & online banking access

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Does this card need activation on the phone after receiving it and is online management (banking) possible without OTP ?
Can Santander customers with just the credit card provide answers please.

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  • Dr_Cuckoo3
    Dr_Cuckoo3 Posts: 1,398 Forumite
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    It needs activating - I activated mine online

    It requires OTP to set up a direct debit online , balance transfer (and card activation from memory)

    If you are using online banking for other Santander accounts , then you should be able to view the card and pay the bill by debit card without OTP

    I have the credit card and current account and didn't spot that you were only seeking answers from customers with just the credit card before typing this also I do not think there is a paperless / PDF option for credit card statements , only current accounts were listed in the paperless section
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
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