Accident Last Night - Not at fault

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13

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  • AndyMc.....
    AndyMc..... Posts: 3,248 Forumite
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    Chalk07 wrote: »
    How exactly?

    You crashed.
  • z1a
    z1a Posts: 2,522 Forumite
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    Chalk07 wrote: »
    It was the far left lane, so no... you do not.

    Lane 3 would normally be the RH lane.
  • Car_54
    Car_54 Posts: 8,213 Forumite
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    z1a wrote: »
    Lane 3 would normally be the RH lane.

    Exactly. Perhaps the OP is Chinese or Arabic.
  • AndyMc.....
    AndyMc..... Posts: 3,248 Forumite
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    Car_54 wrote: »
    Exactly. Perhaps the OP is Chinese or Arabic.

    Whatever they are it needs clarifying before their insurance accept liability.
  • Tinks74
    Tinks74 Posts: 201 Forumite
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    Stop being obtuse, OP could have named the lanes Fred, Barney and Wilma, the explanation given beforehand is sufficient to enable interpretation of what occurred.
  • tho_2
    tho_2 Posts: 326 Forumite
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    Surely if the other driver has accepted liability and is a police statement accepting liability, then it doesn't matter what everyone on here wants to decide.

    Op, give the details to your insurance company, let them run with it.
  • z1a
    z1a Posts: 2,522 Forumite
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    Tinks74 wrote: »
    Stop being obtuse, OP could have named the lanes Fred, Barney and Wilma, the explanation given beforehand is sufficient to enable interpretation of what occurred.

    No, normal people number lanes from nearside counting up, as insurance would assume.
  • Quentin
    Quentin Posts: 40,405 Forumite
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    tho wrote: »
    Surely if the other driver has accepted liability and is a police statement accepting liability, then it doesn't matter what everyone on here wants to decide.

    Op, give the details to your insurance company, let them run with it.

    As far as the insurer is concerned any roadside acceptance of liability by a policyholder is irrelevant. (And breaches the insurance policy conditions)

    And liability is a civil matter, and nothing to do with the police.

    As others have already advised the OP should let his insurer deal with this this

    Or if you don't want to be involved in the hassle of paying your excess and having to reclaim it etc consider using a claim management company to deal directly with the third party insurer if liability is clear cut
  • Marvel1
    Marvel1 Posts: 7,172 Forumite
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    edited 9 March 2018 at 8:10PM
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    Tarambor wrote: »
    To be a write off from hitting a lamp post you must have been going at some speed, may I suggest going a bit slower?

    My car had a small bump and smashed passenger window when it was hit, the assessor said straight away it will be wrote off due it's age. You do know the older the car is the more it loses its value right?
  • DoaM
    DoaM Posts: 11,863 Forumite
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    edited 9 March 2018 at 9:15PM
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    cjdavies wrote: »
    You do know the older the car is the more it loses its value right?

    But OP also talks about no gap insurance, suggesting that this isn't an old banger. ;)

    PS - the nearer the car is to brand new the more it loses its value ... depreciation is an exponential decay, it loses as much if not more value in the first X years than it does in the next 2X years.
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