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MSE News: Santander 123 Lite offers 5% cashback on mobile payments
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Former_MSE_Rosie
Posts: 105 Forumite
Santander 123 Lite customers will be able to get 5% cashback using Apple, Android or Samsung Pay...
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'Santander 123 Lite offers 5% cashback on mobile payments'
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'Santander 123 Lite offers 5% cashback on mobile payments'
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Comments
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So, what's to stop me signing up for a merchant account with low fees, e.g. netpay, and paying myself money to generate transactions and therefore profit?0
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Give it a go and see.0
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1) You won't know if they will honour it until November.
2) They may consider that fraudulent, but seems unlikely they would find out.0 -
I had similar thoughts.0
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batrachophagus wrote: »I had similar thoughts.
Pre-paid card load with Monzo. I wasn't going to mention in case any employees read, but it is discussed on another thread already.0 -
batrachophagus wrote: »1) You won't know if they will honour it until November.
2) They may consider that fraudulent, but seems unlikely they would find out.
Fraudulent how?0 -
They probably have detection in place that will flag up persistent and suspicious trades0
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Does anyone know if you already have two 123 accounts, can you downgrade one to the lite version and/or open a new 123 lite account separately?
Similarly, if you have 1 123 accounr, can you open a lite account as well?
I presume if you can downgrade an existing 123 account, you won't be able to upgrade it again as they now limit it to just 1 account for new customers..
Also, do they still limit the total number of current accounts you can have with them at any one time?0 -
Yes.Does anyone know if you already have two 123 accounts, can you downgrade one to the lite version and/or open a new 123 lite account separately?
Yes.Similarly, if you have 1 123 accounr, can you open a lite account as well?
Officially that's a reasonable presumption. Unofficially it isn't!I presume if you can downgrade an existing 123 account, you won't be able to upgrade it again as they now limit it to just 1 account for new customers..
Did they ever limit the number?Also, do they still limit the total number of current accounts you can have with them at any one time?0 -
YorkshireBoy wrote: »YDoes anyone know if you already have two 123 accounts, can you downgrade one to the lite version and/or open a new 123 lite account separately?
Yes.
Ah - so if you already have two 123 accounts, you can open a 123 lite one separately?Yes.Yes.Officially that's a reasonable presumption. Unofficially it isn't!Did they ever limit the number?
I thought they had a limit of 5 current accounts at once - though can't recall where I picked that up now.0
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