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MSE News: New Help to Buy ISAs - free cash
Former_MSE_Paloma
Posts: 531 Forumite
In a government push to help first-time buyers, this week Help to Buy (H2B) ISA savings launched. Here are the basics......
Read the full story:
New Help to Buy ISAs - free cash
Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
New Help to Buy ISAs - free cash
Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Comments
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Could you please add the Nationwide FlexClusive Regular Saver (5% AER, up to £500/month) to your Top Regular Savers list? Ta.0
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Hello,
I just wanted to ask if anyone could answer my question as I am a bit confused.
I am buying a property with a friend and we will own half each, my half will be 160,000 so I will be under the threshold and able to save in the Help to Buy ISA but the property value as a whole will be above. Do I qualify to save this way?
Thank you for your help0 -
Only if it's in London. It's the property value rather than an individual's share that counts, so if the property costs more than £250K (or £450K in London) then the HTB scheme doesn't apply.I am buying a property with a friend and we will own half each, my half will be 160,000 so I will be under the threshold and able to save in the Help to Buy ISA but the property value as a whole will be above. Do I qualify to save this way?0 -
Not sure if anyone can help but husband and I are currently renting, looking to buy in the next 12 months. However I don't think we are eligable for the Government H2B ISA as we have owned a property previously - we brought a 1 bedroom house in 2008 and sold it in 2013 and been renting privately since due to not being afford to get a mortgage. Therefore as we have have brought a property in the past and even though we now don't own any property, are we still classed as First Tine Buyers?! I don't think we are eligable as we have brought a property before despite the fact that we since sold it but husband thinks we could be. Many thanks x0
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You won't be eligible if you ever owned sone or all of a property.0
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