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MSE News: HSBC and First Direct customers to get Post Office banking
Former_MSE_Helen
Posts: 2,382 Forumite
"From next spring HSBC and First Direct personal current account customers will be able to bank at Post Office branches ..."
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That means even longer queues in the Post Offices if there were not enough wasted hours of lunch brakes :mad:0
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I have more HSBC branches than post office branches around me...Reclaimed thanks to this site:
£175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH0 -
Not sure what the advantage is for many of us - my HSBC bank is next door to the main post office...0
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My only HSBC has 3 counters- compared to 20 at Barclays next door! Stupid for a very large town but it is what it is.
Also no counter service on a Saturday- if you've got notes or cheques can use the machine but if you've coins then you can't pay-in.
Those are my only gripes about my bank so I am thrilled about the Post Office access.0 -
Are they going to TRAIN every POST OFFICE staff in the country?
I suspect most will only get an HSBC customer once in a blue moon.
We used to have Lloyds/TSB, Barclays, Nationwide, Bradford and Bingley. Abbey National and LEEDS if I go back 30 years. Now it's just HSBC and Natwest. Obviously I will be grateful for the Post Office connection if they close the HSBC, but I don't think I'll bother when there's a perfectly good HSBC 200 meters away.0 -
Mishomeister wrote: »That means even longer queues in the Post Offices if there were not enough wasted hours of lunch brakes :mad:
Indeed. Would be rather nice if Post Offices were used more for, well, post, as opposed to pensions and benefits.
The clue is in the name.urs sinserly,
~~joosy jeezus~~0 -
In our village (around 3,000 people) there is no bank. The nearest town and bank is 7 miles away. There is no cash machine in the village. This type of account access makes a hugely positive difference in rural areas. It also helps those post offices that desperately need more work having lost so many government services.
I can't see why queue times would be affected very much at all - withdrawing cash with partner banks is very quick. Given that post offices already do banking services for natwest/ lloyds/ halifax/ nationwide/ barclays/ co-op etc there is no training required as it is all the same procedure. So for those of us in rural areas this is very welcome, and provides some much needed support to smaller offices.0 -
So which banks don't offer post office services now?0
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I agree with BigJonnyB. I live in the countryside and the nearest bank is miles away. Our post office is a lifeline for neighbouring villages. I think it's wonderful.0
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I bet it will be an excuse to close some "loss" making branches to move people into doing basic transactions at the local Post Office.
(Loss making as in branches which don't sell all the added value rubbish the banks want us all to have, loans, paid-for bank accounts etc)0
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