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NatWest card
yonk
Posts: 762 Forumite
After a couple of happy years at this, I've just tried to move money from Virgin (10k) to another couple of cards. 1st one ok - 7k to Amazon, but NatWest gave us a credit limit of £475!
Have they started sharing info properly? When queried the only thing the girl could come up with was "had we got money on other cards?".
Worries me slightly as I want to do a big remortgage and hope our credit scoring isn't mucked up.
Have they started sharing info properly? When queried the only thing the girl could come up with was "had we got money on other cards?".
Worries me slightly as I want to do a big remortgage and hope our credit scoring isn't mucked up.
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Comments
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yonk wrote:After a couple of happy years at this, I've just tried to move money from Virgin (10k) to another couple of cards. 1st one ok - 7k to Amazon, but NatWest gave us a credit limit of £475!
Have they started sharing info properly? When queried the only thing the girl could come up with was "had we got money on other cards?".
Worries me slightly as I want to do a big remortgage and hope our credit scoring isn't mucked up.
Natwest gave me a limit of £2400 (the lowest limit I have ever had) and wouldn't budge on it.They seem to be the worst at the moment as I have had a £5000 and a £4400 since.I think they are looking more closely at available credit than other lenders.A greedy man's bag is never full0 -
The parsimonious limits imposed by NW/RBS have been discussed here some while ago. Whilst no interest-free loan should be sneezed at, anyone seeking to maximise the benefit from stoozing should concentrate on the well-known high rollers such as MBNA, Capitalone, etc before mopping up the small fry such as this.0
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