We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

POLL: Cash or credit card for purchases?

Follow up to other thread, curious to see what the concensus is.

Whether it's a 0% purchase card with minimum repayments, a cashback or other credit card paid in full each month, what's your preference?

Cash vs Credit card
"A child of five could understand this. Fetch me a child of five." - Groucho Marx

Cash or credit card for monthly purchases? 61 votes

Cash
31% 19 votes
Credit card
68% 42 votes
«13

Comments

  • skyrider007
    skyrider007 Posts: 1,108 Forumite
    CC for me :-)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    casback cc paid in full every month
  • ryandj
    ryandj Posts: 523 Forumite
    CC paid back in full - you keep the interest by holding your money longer, never have to carry cash, and earn points / cash back.

    A no brainer!
  • Biggles
    Biggles Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    ryandj wrote: »
    A no brainer!
    Er, especially when posted on the 'Credit Cards' forum!

    ;-)
  • What's cash? (only joking)
  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    Biggles wrote: »
    Er, especially when posted on the 'Credit Cards' forum!

    ;-)

    Also linked from the Budget & Current account forum :p

    And the Debt Free Wannabee board :p

    Wouldn't be fair otherwise :p
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Credit card is safe, credit card builds good credit rating, lost credit card = inconvenience, lost cash = skint.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Bokkens
    Bokkens Posts: 505 Forumite
    I'm a Bhuddist so don't carry cash CC paid off in full for us.
    Previously known as Bokken,registered at MSE in Nov 04,computer glich deleted my access but it is fun building up my stars from scratch,again.:D
  • Jennifer_Jane
    Jennifer_Jane Posts: 3,237 Forumite
    1,000 Posts Combo Breaker
    Egg money for cashback plus 4% on credit balance, and all the usual credit card reasons above.

    Jen
  • I'm exactly the same as you Jen.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.