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Capital One Application
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Karl.H_2
Posts: 310 Forumite
in Credit cards
Hey guys, I was just wondering how many days Capital One usually take to send the T&Cs to sign and send back. They advise 10-14 days, however I think they're covering themselves because a letter shouldn't take that long. Maybe they're referring to the actually card when I've signed. Anyone experienced with Capital One?
"Do not spoil what you have by desiring what you have not; but remember that what you now have was once among the things you only hoped for."
- Epicurus (341 BC - 270 BC)
- Epicurus (341 BC - 270 BC)
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I got mine T&C to sign after 3 or 4 days being approved online.0
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Got mine in 48 hours. Now waiting for the card. Hope that's as quick.0
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I know mine was about 3 weeks, I had to pay a deposit of £200, which I am getting back next month (wheeeee) which will clear my card for me.The "Bloodlust" Clique - Morally equal to all. Member 10
grocery challenge...Budget £420
Wk 1 £27.10
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Wk 40 -
Okay, and thanks for your replies. It just seemed strange to wait 10-14 days.Hapless wrote:I had to pay a deposit of £200
What was the reason for that, if you don't mind me asking?Save&Spend wrote:I got mine T&C to sign after 3 or 4 days being approved online.
I will live in hope. :rolleyes:"Do not spoil what you have by desiring what you have not; but remember that what you now have was once among the things you only hoped for."
- Epicurus (341 BC - 270 BC)0 -
Dont want to rain on your parade. But I had the T&C to sign AFTER being approved sent it back and was told my card would arrive within 10-14 days. 7 Days later I had a letter telling me that they had reviewed there decision and that they were no longrer accepting me for a card!!! When I telephoned they said that they always reserve the right to refuse an application after accepting it!!! Must say I was mighty dissappointed.
:j I have a persecution complex. Everytime I pass a shoe shop they persecute me till I buy them:j0 -
Dont want to rain on your parade. But I had the T&C to sign AFTER being approved sent it back and was told my card would arrive within 10-14 days. 7 Days later I had a letter telling me that they had reviewed there decision and that they were no longrer accepting me for a card!!! When I telephoned they said that they always reserve the right to refuse an application after accepting it!!! Must say I was mighty dissappointed.
That's awful. Never heard of that before. Maybe it's because they give you a response in 1 minutes and the system accepts you but if a human reviewed the application might reject.:mad:"Do not spoil what you have by desiring what you have not; but remember that what you now have was once among the things you only hoped for."
- Epicurus (341 BC - 270 BC)0 -
Actually I made my application after being "invited" via a letter filled in the application form and posted it off.:mad: They sent me a letter congratualting me on my "Successful" application and asking me to sign the T&C and my card would arrive 7-10 days later:rolleyes: Needless to say I feel pretty let down and dissappointed.:rolleyes: Hope you get more luck.That's awful. Never heard of that before. Maybe it's because they give you a response in 1 minutes and the system accepts you but if a human reviewed the application might reject.:mad::j I have a persecution complex. Everytime I pass a shoe shop they persecute me till I buy them:j0 -
Actually I made my application after being "invited" via a letter filled in the application form and posted it off.:mad: They sent me a letter congratualting me on my "Successful" application and asking me to sign the T&C and my card would arrive 7-10 days later:rolleyes: Needless to say I feel pretty let down and dissappointed.:rolleyes: Hope you get more luck.
Thanks. I hope so. Which card did you go for after being rejected my Capital One. I will keep this post updated with my application progress. Thus far: Waiting for Credit Agreement."Do not spoil what you have by desiring what you have not; but remember that what you now have was once among the things you only hoped for."
- Epicurus (341 BC - 270 BC)0 -
I havent bothered applying for any other cards Karl as my credit record is pretty dreadful. So dont know why I am so suprsied that Capital One turned me down.:j I have a persecution complex. Everytime I pass a shoe shop they persecute me till I buy them:j0
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I can see no reason if it was their Classic Visa Card, as that card is designed to rebuild your credit score. I strongly recommend you get a card that'll rebuild your credit score, that way you will one day, maybe in three year's time, be accepted for credit. I suggest you look into this card: http://www.aquacard.co.uk/CJID_635689.htm"Do not spoil what you have by desiring what you have not; but remember that what you now have was once among the things you only hoped for."
- Epicurus (341 BC - 270 BC)0
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